There are many different projects which we seeing being tokenized.  One of the major benefits of all of this is that we have opportunities before us which, otherwise, most of us were locked out of.  Wall Street is a pretty exclusive club and the attacks on cryptocurrency by the banking elite and the SEC (in the U.S.) shows how much they want to keep things how they are.

Fractional ownership is one of the major waves I see coming down the road.  The advantage to tokens is they can be created to represent something else.  Put on an open, decentralized market, this means anyone can get involved.  This allows one to get into project early as opposed to late.

<center>https://steemitimages.com/0x0/https://cdn.steemitimages.com/DQmbSKUmtQ2bhG2bPDb5MP7vvNHez7HtuncscgLax4HsfvT/image.png</center>
<center>[Source](https://steempeak.com/spinvest/@spinvest/steempower-investments-7th-july-update)</center>

One such project, in my opinion is @spinvest.  I started following this when it was introduced a few weeks ago.  Since that time, I was taking some of my liquid STEEM payouts and buying the SPI token.  Each day I added a bit more.

Today, I decided to take a plunge since I saw the price of STEEM dropped some.  Hence I converted a couple hundred dollars worth of fiat to STEEM and sent it over.  That transaction completed not long before I put this post together.

So what is SPInvest and where do I see it going?

To start, this will end up like an investment club.  While in the early stages, some of the groundwork is being laid for people to get involved in two ways.  The first is as a token holder with no say in what is done with the STEEM acquired.  

Option 2 is where one takes a more active role by voicing opinions and concerns about particular opportunities perhaps even serving in a role that ultimately makes those decisions.  

The idea of this arrangement is to allow people to get involved and have their STEEM stake grow.  Instead of touting the idea of coming to Steem, post articles, and pass Jeff Bezos' net worth in a week, the idea is to "get rich slowly".  

All STEEM that is used to get the SPI is powered up.  It is then leased out, a choice that can yield as much as 20% per year.  The rewards that come from these actions are going to be in two camps.  First,  most of it is powered up and put back out on the leasing block again.  The second is STEEMbeing held in liquid form before moving to off chain holdings.  

Last week, some BTC was purchased using 50 STEEM.  This netted a whopping .00129 BTC.  (Slowly definitely means slowly 😁)

https://steemitimages.com/0x0/https://cdn.steemitimages.com/DQmWjJX99aJ1rMyX4cjNtBtLwFsmPpMWS4Z3VxLvJWqsnWp/image.png

https://steempeak.com/spinvest/@spinvest/spinvest-steempower-investment-receipt-cryp0001

The key to this is there are 1 million tokens available.  Each phase will see an increase in price to reflect that is taking place.

This only makes sense as the value is appreciating as time goes by.  Right now, there are 7186 SBI tokens being held (at 1 STEEM each) while the total value of the holding is 7214.  Thus, in a few weeks, there is a 28 SP difference.  Obviously, this is not earth-shattering but it is not bad for only 3 weeks.

So why do I not do this myself?

To start, it is nice to not have to.  It is true I could keep the SP in my account and lease it out.  Any proceeds could be rolled into different opportunities like Bitcoin, Litecoin, Gold, or stocks.  However, that would require me doing it all which is a pain in the rear end.

Also, I would not have the advantage of the SPI token.

Right now, value is based upon what is sold.  However, after all the tokens are out, the only way to get involved will be on the open market.  This means, if the opportunities are growing the totality of STEEM, the value of the token will have to be pushed up.  Simple supply and demand seems to always be in play.

We often see people pay up for growth.  This is common in markets.  If SPInvest is growing at a decent rate, as a whole, that will only make the SPI more valuable.  

I have always loved the compounding effect on Steem.  The entire system builds one's holdings as time goes by.  Being active in different ways means there are a lot of different payouts.  This is only accelerating.

SPInvest is a project that I see looking to take advantage of this.  It is a way for me to passively enjoy the potential returns as things keep growing on here.  

I also like getting in at the early stages.  Over the next decade, if a 15% annual rate is realized, the 1M STEEM will turn into over 4M.  Adding another layer by converting it to fiat, if the price of STEEM is $5 by then, that would make it worth $20M or $20 per token.  Not a bad return when a token costs less than 25 cents today.

*As always, this is not financial advice, simply what I am doing and how I see things.*

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