That is true.  The thing about composability is that it increases the velocity of things.  This is from a computer/IT standpoint but it applies to innovations.  When you have a pool of resources that are not workload specific, many things can quickly be built on top of it to provide what is needed.

In the financial arena, who knows what this will all develop into.  The key is the infrastructure will be available (or quickly can be generated) to meet the needs of any community.  Quick spinning out of products as needs are identified will radically change things.

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