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DHARMA: The MOST Powerful Smart Wallet?! šŸ¤” by tomoyan

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· @tomoyan · (edited)
$12.95
DHARMA: The MOST Powerful Smart Wallet?! šŸ¤”
## "Dharma is the easiest, most secure way to invest + manage your money in DeFi."
![0.png](https://images.ecency.com/DQmcWgY48Mttqt2Jn9VYGKjKcH5LBWHDbm2cQaiQxm5N1w7/0.png)

I have tried so many wallets and normally I am not too excited about new wallets, but this caught my attention and I wanted to try it.

[Twitter](https://twitter.com/Dharma_HQ/status/1288853793493250048?s=20)
![1.png](https://images.ecency.com/DQmZvLMYvN9KQLxj6oAMSfLjxcX2PRxwEk5TRNiCZKFRxGd/1.png)
[source](https://twitter.com/Dharma_HQ/status/1288853793493250048?s=20)

Recently Dharma overhauled the entire app and seamlessly integrated [Uniswap](https://app.uniswap.org/#/swap) into their wallet with FREE transaction! 
Since expensive transaction fees are the biggest issue in DeFi space right now, free gas sounds very interesting so I sent all my publish0x payouts to this new wallet and tried it out.

## Wallet design
I think the UI looks pretty good. Even though, I don't really understand why $16.38 and $18.31 Crypto show up in my brand new wallet. I don't get that earning APR either :(

## [Dtube Video: Dharma UI](https://d.tube/v/tomoyan/QmNxm49hNrDojssEWkyUopmzzbjZ2YKuqxC2BrmjEZ8Xuh)
https://d.tube/#!/v/tomoyan/QmNxm49hNrDojssEWkyUopmzzbjZ2YKuqxC2BrmjEZ8Xuh
![main.PNG](https://images.ecency.com/DQmad9JTQrZQ181vZojBwa5akDaWXK28cnrm55ELCHNGizJ/main.PNG)
![IMG_8687.PNG](https://images.ecency.com/DQmQ6Qrb3zLPuDHLN8z86AVHaxEBEuGS7XaEDeHzWQ266v1/IMG_8687.PNG)

All I had in my wallet was these little tokens from publish0x payouts which is about **$10** at most.

7.8386 **LRC** (~$1.03)
3.6836 **BAT** (~$0.95)
8.1877 **DAI** (~$8.35)
Since it says I have some money, I tried to withdraw.

## [Dtube Video: Withdraw Dollars](https://d.tube/#!/v/tomoyan/QmPT7M3anrxhoGUm3N1LVN2syn4iLX64THzGp4b22HTbg2)
https://d.tube/#!/v/tomoyan/QmPT7M3anrxhoGUm3N1LVN2syn4iLX64THzGp4b22HTbg2
$16 goes down to $8 immediately for some reason, but it looks like you can send that money to a bank account if it is linked.
![Withdraw%20Dollars.png](https://images.ecency.com/DQmRgS1DkLqCyxxXa2XA9KowPmbzGueUy6FtmEiQQCtBRUm/Withdraw%20Dollars.png)

I don't have my bank account linked here and I am not going to add it to the wallet so this is not that useful for me, but this could be the easiest crypto to bank transfer option, if you are into that.

Another weird thing is that I actually have some DAI in this wallet, but the DAI is not listed in my crypto or in the transaction history.
![IMG_8686.PNG](https://images.ecency.com/DQmUwAYBnGxNAmVUggPwq45K1eHYM3eSjm9jZ6Urccbfiq9/IMG_8686.PNG)
![IMG_8685.PNG](https://images.ecency.com/DQmeyA19nHzU7w5s2aVyQK4UtWfGAsvwKTWVJSZ1DvkrFaW/IMG_8685.PNG)

But I know I have **DAI**, **BAT** and **LRC** in my wallet since I can see them here

## [Dtube Video: Withdraw Tokens](https://d.tube/#!/v/tomoyan/QmRipSWej2uLimVKnkTUT8CvPFyZFfq76ZFMdgcfKfiJsk)
https://d.tube/#!/v/tomoyan/QmRipSWej2uLimVKnkTUT8CvPFyZFfq76ZFMdgcfKfiJsk
![tokens.png](https://images.ecency.com/DQmNkD6Q33E38WThAni1fLswC8WhGaKpAPT7KBTMJfddUN2/tokens.png)

I guess **DAI** has no value in this wallet? idk.

## What about free transaction?
Normally when you send tokens you need to pay a gas fee. But I don't have **ETH** in this wallet. Can I still take out **LRC** from this wallet and send it?

## [Dtube Video: Withdraw LRC Tokens](https://d.tube/#!/v/tomoyan/QmUSsp62nBHvv5ctK2mqzkmyizyYLQb24bY2otLpWzJLvb)
https://d.tube/#!/v/tomoyan/QmUSsp62nBHvv5ctK2mqzkmyizyYLQb24bY2otLpWzJLvb
![lrc%20transfer.png](https://images.ecency.com/DQmNmayxyaVZPrc7KLGn64e9wHioT16nxnznLp9s9trvcav/lrc%20transfer.png)

It worked. I really love this feature, **UI/UX** is great and no gas fee and no weird confirmation message or anything.
Very simple but seamless user interface that works.
![IMG_8698.jpg](https://images.ecency.com/DQmaGjHcJButRq8wH8JGDF251FKfDs5qCZfJek2RDVW9mm9/IMG_8698.jpg)
Free transaction is great but...
## What about free trading?
This is the most exciting part of this wallet! I tried to trade **BAT** for **ETH**.
## [Dtube Video: BAT Trade](https://d.tube/#!/v/tomoyan/QmctCFGvXYoSY2imDMWBwuPFBwHEnz2FcFEX4LanaRdsVJ)
https://d.tube/#!/v/tomoyan/QmctCFGvXYoSY2imDMWBwuPFBwHEnz2FcFEX4LanaRdsVJ

I didn't know there was $20 minimum for trading tokens šŸ˜­ so I couldn't actually test this. I thought I was going to send some **BAT** just to test this feature, but I decided not to since that is going to cost some fees...

Free trades are great but $20 minimum is not, and free trading is for a **LIMITED TIME ONLY** thing, I don't know how long though.

If you trade **ETH** tokens a lot and you have more than **$20** for each token, this would be a great wallet. I am not sure if this could be a primary wallet since you can't connect to DeFi apps like Zapper and stuff, but this could be a great initial holding wallet so that you can trade it to your goto token and send it out to for free. The biggest issue with this wallet is the $20 trading minimum obviously... I guess this wallet's target audience is high-end users?! but **DeFi** is for everyone and anything so I am out on this one unfortunately.
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vote details (181)
@alexbalan ·
So which wallet do you usually use? When I look at...
So which wallet do you usually use? When I look at wallet I usually check 3 things:

1. Who's the custodian of the keys
2. Does this wallet support different kinds of coins and tokens, especially those that I already have or I want to acquire.
3. Can I stake coins with this wallet. If I trust a wallet I want to stake through its interface instead of going on the internet and searching for other tools.

 Posted using [Dapplr](https://app.dapplr.in/8UE9wvNyNfemMtbKA)
šŸ‘  
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vote details (1)
@tomoyan ·
Good question. I have too many wallets and Iā€™m kind of going back and forth brave wallet and coinbase wallet. Not coinbase. But kind of nibbling other wallets here and there. but like nothing is perfect...
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@cryptoknight12 ·
Hard to keep track of them all. I try and stay with the trusted wallets with all the scams nowadays!
šŸ‘  
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vote details (1)
@tomoyan ·
There are so many wallets out there... what is your trusted wallet?
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@cryptoknight12 ·
Oh you're going to love this. Coinbase! hahahaha I keep most my crypto on exchanges because I'm insane and don't learn from my mistakes!

I'm going to move the the Cardano wallet once staking is easier on Shelly
šŸ‘  
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vote details (1)
@hivebuzz ·
Congratulations @tomoyan! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :

<table><tr><td><img src="https://images.hive.blog/60x70/http://hivebuzz.me/@tomoyan/replies.png?202008070556"></td><td>You got more than 700 replies. Your next target is to reach 800 replies.</td></tr>
</table>

<sub>_You can view [your badges on your board](https://hivebuzz.me/@tomoyan) And compare to others on the [Ranking](https://hivebuzz.me/ranking)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>


To support your work, I also upvoted your post!


**Do not miss the last post from @hivebuzz:**
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@johneyreacko ·
Pretty awesome review. Zero gas fees is amazing
šŸ‘  
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vote details (1)
@tomoyan ·
Yes 0 gas fee is great! šŸ¤©
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@paragism ·
I am using Argent. That is also smart contract wallet. Used that?
šŸ‘  
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vote details (1)
@tomoyan ·
I do have argent too thanks to you
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