 [Source](https://cdn.pixabay.com/photo/2021/05/25/02/01/trade-6281064_960_720.png) Hello all, Zak here from Cape Town, South Africa. I came across a funny little use-case scenario that I think will be mutually beneficial for myself and my daughter @aimeludick! Aime is now 16 and she has been working a part-time job some days after school and also on Saturdays. She started earning a decent income and so I instructed/convinced her to save half of her income in HBD, which is nice and stable, while putting it into HBD savings meant that there was a nice growth and return of her invested money! For the last two months I have not needed to take anything out of Hive since I had a bit of overtime and in fact, I invested in myself. However, that saving of additional funds is finished and it is time that I build up my reserve fund in my bank account again. A buffer amount so I do not need to stress because of surprise expenses. So I need to move some earned HBD to my bank account and I need to move money earned by @aimeludick to HBD. Instead of paying exchange fees and waiting, I realized that I can just exchange HBD from me to Aime and then transfer the appropriate amount of money from Aime's money to my account and its balanced! I think this is really cool! Haha! What do you thing? So here we go Aime... $9.186 in HBD from me to you. This is worth R165. I need to transfer a total of R1120 to your HBD savings this month, but mom - @clairemobey also draws money from Hive so we can do a straight transfer from her Hive account to yours and done deal, I send her that cash! Also, well done Aime! You made $2.712 in interest! I need to transfer another R955 this way for @aimeludick. 😁😁😁 We are a Busy Bee family! I feel like this is a great accomplishment! Thank you for reading this post! Cheers! @zakludick   [Hive South Africa](https://ecency.com/created/hive-150289) 
author | zakludick |
---|---|
permlink | being-my-own-exchange-between |
category | hive-167922 |
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created | 2024-08-07 17:04:06 |
last_update | 2024-08-07 17:04:06 |
depth | 0 |
children | 13 |
last_payout | 2024-08-14 17:04:06 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.742 HBD |
curator_payout_value | 0.739 HBD |
pending_payout_value | 0.000 HBD |
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body_length | 2,294 |
author_reputation | 429,103,625,100,512 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,973,702 |
net_rshares | 5,478,406,084,940 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
good-karma | 0 | 97,601,135,712 | 7.24% | ||
rynow | 0 | 156,014,084,559 | 30% | ||
esteemapp | 0 | 18,499,516,605 | 7.24% | ||
bloghound | 0 | 1,389,397,961 | 1.44% | ||
drwom | 0 | 1,584,027,860 | 3.62% | ||
ahlawat | 0 | 9,085,804,027 | 16% | ||
pele23 | 0 | 611,404,178,667 | 100% | ||
esteem.app | 0 | 2,477,228,774 | 7.24% | ||
auleo | 0 | 969,182,455 | 1.44% | ||
ahmadmangazap | 0 | 9,418,674,256 | 3.62% | ||
cherryng | 0 | 958,079,108 | 1.44% | ||
catharsis | 0 | 3,634,447,536 | 3.62% | ||
bhattg | 0 | 75,822,220,370 | 17.5% | ||
smartvote | 0 | 73,678,765,020 | 3.4% | ||
ecency | 0 | 2,795,564,615,868 | 7.24% | ||
ecency.stats | 0 | 2,747,804,813 | 7.24% | ||
vanidike | 0 | 509,336,572 | 100% | ||
doriangel | 0 | 578,624,956 | 8.75% | ||
photolovers1 | 0 | 4,271,213,177 | 3.62% | ||
readthisplease | 0 | 11,656,809,748 | 100% | ||
mirroredspork | 0 | 32,960,336,141 | 100% | ||
new.things | 0 | 110,954,207,689 | 100% | ||
eolianpariah2 | 0 | 10,339,224,901 | 3.62% | ||
clairemobey | 0 | 19,626,201,100 | 100% | ||
sagarkothari88 | 0 | 1,142,572,977,922 | 17.5% | ||
alonicus | 0 | 217,937,146,915 | 100% | ||
ngwinndave | 0 | 516,703,554 | 3.62% | ||
p1k4ppa10 | 0 | 18,938,426,952 | 20% | ||
aslamrer | 0 | 470,184,132 | 3.62% | ||
xenowolfza | 0 | 1,513,230,561 | 100% | ||
riki1 | 0 | 27,344,003,306 | 100% | ||
willowink | 0 | 17,148,124,928 | 100% | ||
sw4p | 0 | 220,168,795 | 100% | ||
mobilo | 0 | 0 | 59% |
Very nice ! It's worth monitoring the Rand/Dollar exchange rate and keeping a note of the rate whenever you do a transaction. That way if you need to cash out at any point, you can pick a time when the rate is favourable, and if the rate moves unfavourably it's likely the HBD interest will offset it anyway.
author | alonicus |
---|---|
permlink | re-zakludick-202487t202360z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-07 19:02:36 |
last_update | 2024-08-07 19:02:36 |
depth | 1 |
children | 1 |
last_payout | 2024-08-14 19:02:36 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.012 HBD |
curator_payout_value | 0.013 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 309 |
author_reputation | 154,295,668,657,454 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,990,244 |
net_rshares | 100,175,588,796 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
zakludick | 0 | 100,175,588,796 | 50% |
Indeed. But the favour swings between me and my daughter so I don't want to take advantage of her! Hahaha.
author | zakludick |
---|---|
permlink | re-alonicus-202487t215249490z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-07 19:52:51 |
last_update | 2024-08-07 19:52:51 |
depth | 2 |
children | 0 |
last_payout | 2024-08-14 19:52:51 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.000 HBD |
curator_payout_value | 0.000 HBD |
pending_payout_value | 0.000 HBD |
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body_length | 106 |
author_reputation | 429,103,625,100,512 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,991,081 |
net_rshares | 0 |
you are so smart babe! And WELL DONE @aimeludick ! I am so proud of how you're building your future <3
author | clairemobey |
---|---|
permlink | re-zakludick-202488t9115224z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-08 07:11:03 |
last_update | 2024-08-08 07:11:03 |
depth | 1 |
children | 0 |
last_payout | 2024-08-15 07:11:03 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.030 HBD |
curator_payout_value | 0.030 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 102 |
author_reputation | 345,524,469,210,972 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,999,281 |
net_rshares | 227,833,739,761 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
zakludick | 0 | 227,833,739,761 | 100% |
<center><sub>[ 🎉 Upvoted 🎉 ](https://hivesigner.com/sign/account-witness-vote?witness=sagarkothari88&approve=1)<br>👏 Keep Up the good work on Hive ♦️ 👏<br>❤️ @bhattg suggested [sagarkothari88](https://hivesigner.com/sign/account-witness-vote?witness=sagarkothari88&approve=1) to upvote your post ❤️<br></sub></center>
author | hivecurators | ||||||
---|---|---|---|---|---|---|---|
permlink | 20240807t173454474z | ||||||
category | hive-167922 | ||||||
json_metadata | {"tags":["hive-185924","gift","support","hive-curators","motivate","witness","sagarkothari88"],"format":"markdown","app":"hivecurators_bot"} | ||||||
created | 2024-08-07 17:34:57 | ||||||
last_update | 2024-08-07 17:34:57 | ||||||
depth | 1 | ||||||
children | 0 | ||||||
last_payout | 2024-08-14 17:34:57 | ||||||
cashout_time | 1969-12-31 23:59:59 | ||||||
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pending_payout_value | 0.000 HBD | ||||||
promoted | 0.000 HBD | ||||||
body_length | 317 | ||||||
author_reputation | 6,181,477,982,082 | ||||||
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" | ||||||
beneficiaries |
| ||||||
max_accepted_payout | 100,000.000 HBD | ||||||
percent_hbd | 0 | ||||||
post_id | 135,979,475 | ||||||
net_rshares | 0 |
Next it will be the Zakludick bank !LOL !PIZZA
author | new.things |
---|---|
permlink | re-zakludick-202488t102132608z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-08 00:21:33 |
last_update | 2024-08-08 00:21:33 |
depth | 1 |
children | 7 |
last_payout | 2024-08-15 00:21:33 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.013 HBD |
curator_payout_value | 0.013 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 46 |
author_reputation | 461,531,857,289,198 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,994,965 |
net_rshares | 102,283,927,548 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
zakludick | 0 | 102,283,927,548 | 50% |
<div class='pull-right'><center><img src="https://lolztoken.com/lolz.png"><br><a href="https://lolztoken.com">lolztoken.com</a></p><br><br><br><br></center></div><p><center><strong>Some jerk threw a bottle of omega 3 pills at me.<br>Luckily my injuries were only super fish oil.</strong><br><sub>Credit: <a href="https://peakd.com/@reddit">reddit</a></sub><br>@zakludick, I sent you an <a href="https://lolztoken.com">$LOLZ</a> on behalf of new.things<br><br>(3/10)<br><div class='pull-left'>https://files.peakd.com/file/peakd-hive/cryptoshots.nft/23xoaireZsyZCrvZLKneUuKiKWkGSajVRi9FspoMe3F5bpYmsQR8tyvNzoiQ3uJLLfqPy.png</div><br><h2><center><a href='https://play.crypto-shots.com'>PLAY</a> & EARN <a href='https://hive-engine.com/trade/DOOM'>$DOOM</a></center></h2></center></p>
author | lolzbot |
---|---|
permlink | re-re-zakludick-202488t102132608z-20240808t002147z |
category | hive-167922 |
json_metadata | "{"app": "beem/0.24.19"}" |
created | 2024-08-08 00:22:03 |
last_update | 2024-08-08 00:22:03 |
depth | 2 |
children | 0 |
last_payout | 2024-08-15 00:22:03 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.000 HBD |
curator_payout_value | 0.000 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 780 |
author_reputation | 196,433,801,736,167 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,994,969 |
net_rshares | 0 |
!LOL That would be cool!
author | zakludick |
---|---|
permlink | re-newthings-202488t6745464z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-08 04:07:45 |
last_update | 2024-08-08 04:07:45 |
depth | 2 |
children | 5 |
last_payout | 2024-08-15 04:07:45 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.016 HBD |
curator_payout_value | 0.017 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 25 |
author_reputation | 429,103,625,100,512 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,997,580 |
net_rshares | 127,375,023,224 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
new.things | 0 | 127,375,023,224 | 100% |
<center><p>@zakludick! <b>@new.things Totally agrees with your content!</b> so I just sent 1 <b>IDD</b> to your account on behalf of @new.things. <sub>(1/5)</sub></p> <p><!--<img src="https://i.imgur.com/QwsegY0.png">--></p></center>
author | indeedly |
---|---|
permlink | re-zakludick-20240808t203618 |
category | hive-167922 |
json_metadata | "" |
created | 2024-08-08 20:36:18 |
last_update | 2024-08-08 20:36:18 |
depth | 3 |
children | 0 |
last_payout | 2024-08-15 20:36:18 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.000 HBD |
curator_payout_value | 0.000 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 233 |
author_reputation | -809,142,277,994 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 136,044,172 |
net_rshares | 0 |
<div class='pull-right'><center><img src="https://lolztoken.com/lolz.png"><br><a href="https://lolztoken.com">lolztoken.com</a></p><br><br><br><br></center></div><p><center><strong>What did one cupcake say to the other?<br>You ain't seen muffin yet.</strong><br><sub>Credit: <a href="https://peakd.com/@reddit">reddit</a></sub><br>@new.things, I sent you an <a href="https://lolztoken.com">$LOLZ</a> on behalf of zakludick<br><br>(1/8)<br>Delegate Hive Tokens to Farm $LOLZ and earn 110% Rewards. <a href='https://peakd.com/@lolztoken/introducing-lolz-defi-now-you'>Learn more.</a></center></p>
author | lolzbot |
---|---|
permlink | re-re-newthings-202488t6745464z-20240808t041010z |
category | hive-167922 |
json_metadata | "{"app": "beem/0.24.19"}" |
created | 2024-08-08 04:10:27 |
last_update | 2024-08-08 04:10:27 |
depth | 3 |
children | 0 |
last_payout | 2024-08-15 04:10:27 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.000 HBD |
curator_payout_value | 0.000 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 595 |
author_reputation | 196,433,801,736,167 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,997,610 |
net_rshares | 0 |
!INDEED
author | new.things |
---|---|
permlink | re-zakludick-202489t62256443z |
category | hive-167922 |
json_metadata | {"tags":["hive-167922","proofofbrain","neoxian","palnet","ocd","gems","savings","crypto","exchange","hbd","ecency"],"app":"ecency/3.2.0-vision","format":"markdown+html"} |
created | 2024-08-08 20:22:57 |
last_update | 2024-08-08 20:22:57 |
depth | 3 |
children | 2 |
last_payout | 2024-08-15 20:22:57 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.014 HBD |
curator_payout_value | 0.014 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 7 |
author_reputation | 461,531,857,289,198 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 136,043,947 |
net_rshares | 105,148,709,718 |
author_curate_reward | "" |
voter | weight | wgt% | rshares | pct | time |
---|---|---|---|---|---|
zakludick | 0 | 105,148,709,718 | 50% |
<center>PIZZA! $PIZZA slices delivered: @new.things<sub>(1/15)</sub> tipped @zakludick </center>
author | pizzabot |
---|---|
permlink | re-being-my-own-exchange-between-20240808t002154z |
category | hive-167922 |
json_metadata | "{"app": "pizzabot"}" |
created | 2024-08-08 00:21:54 |
last_update | 2024-08-08 00:21:54 |
depth | 1 |
children | 0 |
last_payout | 2024-08-15 00:21:54 |
cashout_time | 1969-12-31 23:59:59 |
total_payout_value | 0.000 HBD |
curator_payout_value | 0.000 HBD |
pending_payout_value | 0.000 HBD |
promoted | 0.000 HBD |
body_length | 101 |
author_reputation | 7,628,716,267,796 |
root_title | "Being my own exchange between myself and my daughter - Use-case scenario?" |
beneficiaries | [] |
max_accepted_payout | 1,000,000.000 HBD |
percent_hbd | 10,000 |
post_id | 135,994,966 |
net_rshares | 0 |