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author | w-t-fi |
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permlink | my-story |
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title | "My Story" |
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body | "![WTFI Logo.png](https://files.peakd.com/file/peakd-hive/w-t-fi/qJp8HJOS-W-T-FI20Logo.png)
"What the FU#K is Financial Independence!", was my reaction when I was first introduced to the idea. I was 16 years old, and my exposure to personal finance stopped at a 3 hour Boy Scout merit badge.
I was working as a summer intern for my local water authority when 'Big Mike', a crew foreman, taught me about saving money, eliminating debt, and building an investment portfolio. He explained that 'Financial Independence' is the idea of growing a passive income stream large enough to cover you basic expenses and more.
Unfortunately, I ignored most of Big Mike's sermons throughout college and, after two degrees, I racked up $40,000 in student debt.
After college, I started my first job, earning $37,500. Not a huge salary, but definitely more than I'd ever earned before. I wanted to start this new chapter on a positive note, so I decided to apply Big Mike's Philosophy. I cut my expenses by living with family, driving a cheap car, and working to earn as much extra income as possible.
I also began to consume every piece of information that I could about Financial Independence. I listened to podcast, I read books, and joined online communities with like minded people. I was hooked!
Over the next 24 months I paid off $30,000 of student loans!
At this point, I decided to move abroad and start a new career teaching English. I still had about $10,000 of student loans, but I decreased my expenses enough to move abroad and simultaneously pursue my path to financial freedom.
That brings us to the present, where I'm more motivated to reach financial independence than ever before.
Therefore, the purpose of this blog is to document my journey to Financial Independence (Also known as F.I.). I will be keeping track of all my expenses, my net-worth, money, and personal growth. I may even include some of my personal travels as an expat as well.
Thank you for joining me and let me know if you have any```language
```
questions. " |
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