57520579 | Hive Block

Prev | Next Block 57,520,579

74 transactions in this block, produced at 2021-09-18 03:37:51 (UTC)

e1846f7e

alemania6 Splinterlands started a daily quest Sep 18 '21

0358ab33

pogiiii custom json

required_auths

[]

required_posting_auths

`0.`	pogiiii

id

sm_market_rent

json

{"items":["378a676f3c5da919f23c64ec27e10368db93aeb9-0"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"bfqvqWfeyO"}

Sep 18 '21

485349d6

carloc Splinterlands submitted a team for battle Sep 18 '21

40142349

haandan Splinterlands requested a new quest Sep 18 '21

1aec6cf9

pepandsero Splinterlands claimed quest reward Sep 18 '21

fcf7ee37

gaurla Splinterlands entered into match queue Sep 18 '21

4709a89e

replen Splinterlands entered into match queue Sep 18 '21

a8b86fd1

loliloliloli custom json

required_auths

[]

required_posting_auths

`0.`	loliloliloli

id

sm_token_transfer

json

{"to":"tuanpro1508","qty":85,"token":"DEC","type":"withdraw","memo":"tuanpro1508","app":"splinterlands/0.7.139","n":"LbajqbaAx8"}

Sep 18 '21

65eeb772

taylorsirena193 custom json

required_auths

[]

required_posting_auths

`0.`	taylorsirena193

id

sm_token_transfer

json

{"to":"prangang68","qty":23,"token":"DEC","type":"withdraw","memo":"prangang68","app":"splinterlands/0.7.139","n":"VwuiqvFibD"}

Sep 18 '21

80cb3734

btl Splinterlands submitted a team for battle Sep 18 '21

83f8ffd7

heneral Splinterlands started a daily quest Sep 18 '21

92b994e2

quangtuan Splinterlands list cards for sale on the market Sep 18 '21

983645c6

dhdfgh435634 Splinterlands requested a new quest Sep 18 '21

93980b63

bghylo Splinterlands revealed their cards for battle Sep 18 '21

fa6c117e

routem Splinterlands entered into match queue Sep 18 '21

84fbad14

iwarboy custom json

required_auths

`0.`	iwarboy

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"hivepegged","contractAction":"withdraw","contractPayload":{"quantity":"0.012"}}

Sep 18 '21

47296f8f

patrick.angelo Splinterlands started a daily quest Sep 18 '21

19e54c04

jennaosborne Splinterlands started a daily quest Sep 18 '21

b5345905

disruptor6 custom json

required_auths

[]

required_posting_auths

`0.`	disruptor6

id

sm_market_rent

json

{"items":["cfbbecb969ebe4dcb253e9d9c205577e6800ac16-88"],"currency":"DEC","days":13,"app":"splinterlands/0.7.139","n":"0r8x5086DR"}

Sep 18 '21

2b03b92d

erosgaming Splinterlands started a daily quest Sep 18 '21

16e2609f

ronsplinter Splinterlands requested a new quest Sep 18 '21

817f9eb1

alex-alexander Splinterlands entered into match queue Sep 18 '21

e471fe30

foreveraverage custom json

required_auths

[]

required_posting_auths

`0.`	foreveraverage

id

sm_stake_tokens

json

{"token":"SPS","qty":0.147,"app":"splinterlands/0.7.127"}

Sep 18 '21

d6064cdc

cxb Splinterlands entered into match queue Sep 18 '21

a493209d

khf Splinterlands entered into match queue Sep 18 '21

4252a658

vunghiaacc6 Splinterlands claimed quest reward Sep 18 '21

b87a6672

mzjxhbxh Splinterlands started a daily quest Sep 18 '21

7e52c019

kien13 Splinterlands started a daily quest Sep 18 '21

6efcf214

verbia Splinterlands submitted a team for battle Sep 18 '21

68e59e4b

initial.bid Splinterlands entered into match queue Sep 18 '21

033962d0

spelvin custom json

required_auths

`0.`	spelvin

required_posting_auths

[]

id

pm_update_bid

json

{"bid_trx_id":"5e0f98147402207476b83af5b94eb05f03f246b2","card_detail_id":231,"edition":3,"gold":false,"bcx":1,"quantity":1,"bid_price":9.103,"currency":"USD","market_account":"peakmonsters"}

Sep 18 '21

a5275edd

podping.aaa custom json

required_auths

[]

required_posting_auths

`0.`	podping.aaa

id

podping

json

{"version":"0.3","num_urls":4,"reason":"feed_update","urls":["https://feeds.transistor.fm/ilogic-media-network","https://feeds.buzzsprout.com/950230.rss","https://feeds.buzzsprout.com/1484548.rss","https://feeds.buzzsprout.com/1812557.rss"]}

Sep 18 '21

b2c72a56

neophyte621174 Splinterlands combine all cards Sep 18 '21

b1014784

jerice Splinterlands submitted a team for battle Sep 18 '21

5e16f243

digital-fortress custom json

required_auths

`0.`	digital-fortress

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"market","contractAction":"sell","contractPayload":{"symbol":"ARCHON","quantity":"0.03367886","price":"0.1632"}}

Sep 18 '21

1af6f7f7

hivecommerce custom json

required_auths

`0.`	hivecommerce

required_posting_auths

[]

id

ssc-mainnet-hive

json

"{"contractName":"tokens","contractAction":"issue","contractPayload":{"symbol":"COM","to":"saachi.list","quantity":"3.024245","memo":"you have mined new COM tokens for staking LIST token"}}"

Sep 18 '21

3993919c

sicmundus Splinterlands entered into match queue Sep 18 '21

d9575a64

bilaye Splinterlands requested a new quest Sep 18 '21

b3e2a1c1

sahabigup2 custom json

required_auths

[]

required_posting_auths

`0.`	sahabigup2

id

sm_market_rent

json

{"items":["431f0c03759648d1664069e5d7e6cf514d763b10-40"],"currency":"DEC","days":13,"app":"splinterlands/0.7.139","n":"dQLINmHsoQ"}

Sep 18 '21

9950f661

sassie Splinterlands submitted a team for battle Sep 18 '21

04729314

debbibarne950382 Splinterlands started a daily quest Sep 18 '21

0d826038

goop Splinterlands submitted a team for battle Sep 18 '21

1d955fa6

silvio20 Splinterlands entered into match queue Sep 18 '21

1fcbb15a

lellthe Splinterlands started a daily quest Sep 18 '21

21ecbb35

saleps Splinterlands started a daily quest Sep 18 '21

e3983ac8

huynhminh678 Splinterlands claimed quest reward Sep 18 '21

fccbd65a

konakona Splinterlands started a daily quest Sep 18 '21

6dcc6090

s0rorac Splinterlands started a daily quest Sep 18 '21

957be541

alemania7 Splinterlands started a daily quest Sep 18 '21

15d9fd94

ndblwbvvsrsjpo Splinterlands claimed quest reward Sep 18 '21

c467802a

made-upshontay Splinterlands claimed quest reward Sep 18 '21

3a855948

climbsteady Splinterlands started a daily quest Sep 18 '21

0b75faa5

kykhac61 Splinterlands claimed quest reward Sep 18 '21

314521b5

overship9017 Splinterlands entered into match queue Sep 18 '21

64d86dc0

alemania1 Splinterlands submitted a team for battle Sep 18 '21

039b0244

letaon010 Splinterlands entered into match queue Sep 18 '21

b312e250

luanprovip2 Splinterlands gift cards to luanprovip Sep 18 '21

ba602a72

god-predator custom json

required_auths

[]

required_posting_auths

`0.`	god-predator

id

sm_market_rent

json

{"items":["95b8b858045ea555b48afe60ca29b8b214242869-0"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"OL1ezfYq2f"}

Sep 18 '21

9fc569d6

finfire authored a post: @finfire/4-phases-of-building-wealth Sep 18 '21

ecf95803

alternates custom json

required_auths

`0.`	alternates

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"market","contractAction":"cancel","contractPayload":{"type":"sell","id":"0d6027c762ec7d3b4fd857ede11468a955e6f985"}}

Sep 18 '21

195b49bd

gavarmantu custom json

required_auths

`0.`	gavarmantu

required_posting_auths

[]

id

sm_token_transfer

json

{"to":"sl-bsc","qty":8,"token":"DEC","type":"withdraw","memo":"0xeA67CF3EfefDA277bAa5B01fb99a9944c1861B39","app":"splinterlands/0.7.139","n":"cevgs3Vtnq"}

Sep 18 '21

679b3209

satisfyingbewi Splinterlands started a daily quest Sep 18 '21

946af86c

daum003 Splinterlands entered into match queue Sep 18 '21

efb0f95f

blackyz custom json

required_auths

[]

required_posting_auths

`0.`	blackyz

id

sm_market_rent

json

{"items":["00db76dd185f29a4e56523d3b0c8b3ca16225c90-99"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"PnrT7nPnFI"}

Sep 18 '21

90228365

kran28 Splinterlands submitted a team for battle Sep 18 '21

77cf1f15

tortila Splinterlands entered into match queue Sep 18 '21

3aa20514

faradenza Splinterlands entered into match queue Sep 18 '21

2db0833c

borlaz custom json

required_auths

[]

required_posting_auths

`0.`	borlaz

id

sm_market_rent

json

{"items":["bb8adb6d03aeaa2e4e3249ae03ba20b48df2832d-8"],"currency":"DEC","days":14,"app":"splinterlands/0.7.139","n":"T3l559GWsy"}

Sep 18 '21

26adda1a

mk-natrl-token upvote @maria75/esp-eng-deliciosos-helados-de-coco-delici… (50%) Sep 18 '21

4cc20a35

primeradue upvote @carolynstahl/spinach-curry-and-flatbreads Sep 18 '21

35f29f1b

andrewmusic upvote @olawalium/moving-on (1%) Sep 18 '21

74d62480

poomo custom json

required_auths

[]

required_posting_auths

`0.`	poomo

id

sm_market_rent

json

{"items":["6341cc8b3e605e4834b2b2c2a0ab5ce1911cebb6-0"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"XzwugqknOC"}

Sep 18 '21

8643c0f5

ledyba Splinterlands entered into match queue Sep 18 '21

7ed854eb

literalypotato custom json

required_auths

`0.`	literalypotato

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"market","contractAction":"sell","contractPayload":{"symbol":"SWAP.ETH","quantity":"0.00661053","price":"5294.57000"}}

Sep 18 '21

Show raw block data

Raw Block Data

previous

036db1c29eba880128da91105c02886544e3905d

timestamp

2021-09-18 03:37:51

witness

ausbitbank

transaction_merkle_root

3c2f7572bc50a94064b40aeb39eabf114c41c0fc

extensions

[]

witness_signature

1f7d8def315aaa6cec3c7579517f886ad743532da4473188b41397d2b5b078d338404eb5aa8c6cd5dea009f24e4d169849b530c27eb19b8949a99f56fd2ea8ef76

transactions

0.

ref_block_num

45,504

ref_block_prefix

2,340,126,902

expiration

2021-09-18 03:38:42

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	alemania6

id

sm_start_quest

json

{"type":"daily","app":"splinterlands/0.7.130"}

extensions

[]

signatures

`0.`	`2025dd2e9b6c62ab6fb3c64b16b6f795f4a70428b1316da2e6d9420de9f429a60c583c095c03728643d1052f8dfe37921bcab562f2614afe86dc67be7c645e9349`

transaction_id

e1846f7e184a6b754f0dfa1ee65d397ff40e95cc

block_num

57,520,579

transaction_num

1.

ref_block_num

45,456

ref_block_prefix

4,124,852,692

expiration

2021-09-18 03:46:09

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	pogiiii

id

sm_market_rent

json

{"items":["378a676f3c5da919f23c64ec27e10368db93aeb9-0"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"bfqvqWfeyO"}

extensions

[]

signatures

`0.`	`1f1ca050f44dca929a63b2e7c8224a16f9b5ad2f1b05d6d13aaf61827120f9466743018fcc78ee5a1912586506fad378a60d4cb1a36d0f817e4d2e572ff490f405`

transaction_id

0358ab33ca6b4182a7460827d0cad9292026264f

block_num

57,520,579

transaction_num

2.

ref_block_num

45,502

ref_block_prefix

3,418,989,288

expiration

2021-09-18 03:39:06

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	carloc

id

sm_submit_team

json

"{"summoner": "starter-16-nJvov", "monsters": ["starter-169-X8ues", "starter-174-UkiX7", "C3-250-TG8631OUSW", "starter-17-rA5ZM", "starter-172-LMWoO"], "trx_id": "0a46446b21f653807517d4aa102fb6c5f6e66b8d", "app": "steemmonsters/0.7.139", "secret": "2TBalo5LE5", "team_hash": "e6380373095c742a2daabce656bf01e9"}"

extensions

[]

signatures

`0.`	`206ac826c810912b318daddf9fb64b73308fef6cc85a0419a12eeb04a3096d50325c1031232a2ac5be7bd39be456933b873092e6112f1f943957fbf5967e229a54`

transaction_id

485349d631f2beb914aba4e17290982ceea38307

block_num

57,520,579

transaction_num

3.

ref_block_num

45,486

ref_block_prefix

3,310,041,199

expiration

2021-09-18 03:47:36

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	haandan

id

sm_refresh_quest

json

{"type":"daily","app":"sl-mobile/0.7.139","sm_id":"fgG76VuxAj"}

extensions

[]

signatures

`0.`	`207a64d572310aca9c5c37b938bc17d03aed97e4b98fc2d931cf20cec13d16530b4a79d262e3a5f180d2bc7b4607f37b700a3e942309051fec6dbe1b73cd0b9cc1`

transaction_id

40142349820ccb633641b9f47deea9db0c412bc8

block_num

57,520,579

transaction_num

4.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:03

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	pepandsero

id

sm_claim_reward

json

{"type":"quest","quest_id":"7c0ce82fa897a777ad9042caf4c7138134097646","app":"splinterlands/0.7.139","n":"NySc6AqoMp"}

extensions

[]

signatures

`0.`	`1f38c41cf1d0636a33a6001e7d1910ea694bfc21c21a771161d586bee88e2b2e390d6b6d0ae0bb8fa375e09c1d8a16a897ba071993e73700b83e5a4413159c3cfc`

transaction_id

1aec6cf94ed0528288b4c1dc645f91b1d859b0d1

block_num

57,520,579

transaction_num

5.

ref_block_num

45,505

ref_block_prefix

3,524,752,075

expiration

2021-09-18 03:39:15

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	gaurla

id

sm_find_match

json

"{"match_type": "Ranked", "app": "steemmonsters/0.7.139"}"

extensions

[]

signatures

`0.`	`201b1ae657b7b32090495487800387f08f56c4e508a8d797b74685e20d4ab4863515bf81f4ddb7931c03e1f76a9124b2ef61fd0b1b26d28a672abcbd440cb1ee3c`

transaction_id

fcf7ee37d2450fc7409d4ba43808bd0277d5a592

block_num

57,520,579

transaction_num

6.

ref_block_num

45,502

ref_block_prefix

3,418,989,288

expiration

2021-09-18 03:39:06

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	replen

id

sm_find_match

json

"{"match_type": "Ranked", "app": "steemmonsters/0.7.139"}"

extensions

[]

signatures

`0.`	`1f2d25c5f362fe1d9b56ced0b3864357884093b87e399f6f993f26fd7b6016adf5175856208bb688e09ce30697f8d8fec66ab75b26bab0a6d24e813bc815d4ed8f`

transaction_id

4709a89ef83400221cfb9ad96f6969a57081955b

block_num

57,520,579

transaction_num

7.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:09

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	loliloliloli

id

sm_token_transfer

json

{"to":"tuanpro1508","qty":85,"token":"DEC","type":"withdraw","memo":"tuanpro1508","app":"splinterlands/0.7.139","n":"LbajqbaAx8"}

extensions

[]

signatures

`0.`	`1f445d6a788174cbc48b2a097206881c292befd812594db1201ea8112b625cdea04692a8d39efad97ffb334f3be534f395cce899e59dce92d145eb5c6a56b82509`

transaction_id

a8b86fd17737d86a7cc02d7cd05156c4c91faab8

block_num

57,520,579

transaction_num

8.

ref_block_num

45,456

ref_block_prefix

4,124,852,692

expiration

2021-09-18 03:46:09

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	taylorsirena193

id

sm_token_transfer

json

{"to":"prangang68","qty":23,"token":"DEC","type":"withdraw","memo":"prangang68","app":"splinterlands/0.7.139","n":"VwuiqvFibD"}

extensions

[]

signatures

`0.`	`200bfe4a6615619e59ecb28f7908e7a17c4b949e54ae2367aa8669face6f8284634f1e173f4c500f864080e7ad988f46113aa8244b2e2050ba0ca5ac4beed5c18c`

transaction_id

65eeb772d6ab85c17dd7d9a5bcc7ce69a78d124b

block_num

57,520,579

transaction_num

9.

ref_block_num

45,505

ref_block_prefix

3,524,752,075

expiration

2021-09-18 03:39:15

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	btl

id

sm_submit_team

json

"{"summoner": "starter-5-Wj3Gg", "monsters": ["starter-8-h2wkW", "starter-62-7w4GT", "C3-91-ORVIHI2734", "starter-3-d88jL", "C3-131-1FAMY54M9S"], "trx_id": "10f13df34f11efce74b34e0b1e19269a616d564c", "app": "steemmonsters/0.7.139", "secret": "cL4ZgQlPoV", "team_hash": "008bee0a2521cfa15d9b8caf9870364d"}"

extensions

[]

signatures

`0.`	`2044e85c3b50864f30588e7854a9586ad98aa25e92dcd20e85b63c11239653408a3cd3f0d4bd91d1ad5fd79ed0bff640b385a57be41000f2eb7240c5d1cda3a25f`

transaction_id

80cb3734ce21ae4ca7353d1a5ae1d399bfbffd04

block_num

57,520,579

transaction_num

10.

ref_block_num

45,486

ref_block_prefix

3,310,041,199

expiration

2021-09-18 03:47:36

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	heneral

id

sm_start_quest

json

{"type":"daily","app":"sl-mobile/0.7.139","sm_id":"KHG3wbFmpX"}

extensions

[]

signatures

`0.`	`2017bc934e7bfbe03b5f9ab0309b4c6b02e193abe8711e2aa67b1229316007b8b30c4700cfcd70765967d1973409a1e1de01040b7250f42e547895b7fa2ad913b8`

transaction_id

83f8ffd7592caba35deeea196ec78c3680544d7b

block_num

57,520,579

transaction_num

11.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:03

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	quangtuan

id

sm_sell_cards

json

[{"cards":["C3-348-1KZG4A66BK"],"currency":"USD","price":3.9,"fee_pct":500}]

extensions

[]

signatures

`0.`	`1f2901db251ee605a7ed80150872685f498d51fec4d67c5f1f581ae694fd8e226576725f15f0a8a32679b9d38b1d4e26ea8683a35e305e11f9a7fc35d6c2361cc8`

transaction_id

92b994e2155e42031607cf8eab78accc2517794f

block_num

57,520,579

transaction_num

12.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:06

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	dhdfgh435634

id

sm_refresh_quest

json

{"type":"daily","app":"splinterlands/0.7.139","n":"uQDDIj5Avf"}

extensions

[]

signatures

`0.`	`1f00e6c86d3bb1d8b5f310d21ea83562a7b1f7482dc8f42d3f22f77b7b1fae89cc1ac684a4407a3ec7c8da511dea19c8647f140526cb329df965fed3675d557f8c`

transaction_id

983645c63988089727e7e9a0cd9c92a753616448

block_num

57,520,579

transaction_num

13.

ref_block_num

45,487

ref_block_prefix

4,258,862,544

expiration

2021-09-18 03:47:45

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	bghylo

id

sm_team_reveal

json

{"trx_id":"sl_32bee5a67a32c6ff8e4f15f826debc3d","summoner":"starter-38-fQfI5","monsters":["starter-64-cVH3h","starter-66-958BW","starter-39-SKHdz"],"secret":"alfufryINE","app":"splinterlands/0.7.140","n":"YqYnqtoy4q"}

extensions

[]

signatures

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transaction_id

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sm_submit_team

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sm_find_match

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sm_refresh_quest

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sm_start_quest

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`parent_author`	""
`parent_permlink`	hive-167922
`author`	finfire
`permlink`	4-phases-of-building-wealth
`title`	"4 Phases of Building Wealth"
`body`	"Hello everyone! In the [previous blog](https://leofinance.io/@finfire/financial-independence-retire-early-fire), I've explained what is Financial Independence Retire Early(FIRE), how and why someone need to pursue it. In this blog, I'll share you very valuable information about how to build wealth systematically. Most practical, easy to understand and useful. ![](https://images.pexels.com/photos/826349/pexels-photo-826349.jpeg?auto=compress&cs=tinysrgb&h=750&w=1260) [Image source](https://www.pexels.com/photo/woman-wearing-purple-shirt-holding-smartphone-white-sitting-on-chair-826349/) # 4 Phases of Building Wealth I won't waste time explaining what is wealth and why you need it. Money is essential, being rich isn't enough. You need a sustainable wealth to lead a wonderful comfortable life. Being rich and being wealthy aren't same thing. Probably, I'll write a detailed blog on that topic some other day. ### Accumulation This is the first phase of building wealth. First, you need to increase your earnings. Understand if you are being paid fairly, if you are being underpaid ask for a pay rise. Upskill yourself to improve your earning capacity. Change the company/job if you believe it can increase your earning potential. ![](https://images.pexels.com/photos/6781340/pexels-photo-6781340.jpeg?auto=compress&cs=tinysrgb&h=750&w=1260) [Image source](https://www.pexels.com/photo/close-up-photo-of-black-piggy-bank-on-money-6781340/) After increasing the income, now its time to save bulk of the income. In this phase, your saving rate should be 50% of your income. It is possible to save 50% after increasing your income and cutting down on 'wants' & do not upgrade the lifestyle when income increases. The goal of this phase should be to accumulate 5x of your annual expense. Remember, we discussed about calculating yearly expense in [previous blog](https://leofinance.io/@finfire/financial-independence-retire-early-fire). The term to achieve this phase should be less than 5 years. This is NOT the time to buy a new car, house, go on foreign tour etc. ### Growth Next phase after accumulation is "Growth". This is the longest phase in terms of number of years. In this phase, the saving rate reduces down to 20%. We shall spend some money on 'wants' and naturally the responsibilities would have increased. During this phase we may already have a family and kids, we can compromise current family needs for a future wealth. So don't be too stingy, nothing wrong in spending something for family and other 'wants', hence our saving rate is 20% now but remember we would already have 5x expense from accumulation phase. The goal for this 'Growth' phase is to build 25x of annual expense, hence the timeline to achieve also stretches to 10-12years. You should be disciplined, stay on track and not to be too aggressive. This would be the time to own a car, may be get a home(only if needed) and go out with family etc. You have a life to live too while building wealth! ![](https://images.pexels.com/photos/4148842/pexels-photo-4148842.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=750&w=1260) [Image source](https://www.pexels.com/photo/photo-of-family-having-fun-with-soccer-ball-4148842/) ### Independent By end of growth phase, you should have 25x annual expense. You would now be more confident in life, able to take decision without worrying about financial commitment, change the job/location or even quit to start anything on your own. There is no saving rate in this phase, you can set your own rate and by now you would be wiser in money management. Goal should be to achieve 50x annual expense in this phase. Tenure can span between 5-6 years. You will experience the magic of compounding as you would witness your wealth growing from 25x to 50x of annual expense. ![](https://images.pexels.com/photos/1371360/pexels-photo-1371360.jpeg?auto=compress&cs=tinysrgb&h=750&w=1260) [Image source](https://www.pexels.com/photo/photo-of-woman-sitting-on-boat-spreading-her-arms-1371360/) ### Abundant If you have completed all the above 3 phases, you are very well financially independent and in this phase there is no target or goal, no saving rate, no limitations. One crucial thing is not to screw up and fall for any money making trap as you might be enticed with 'make quick buck' schemes and other overnight wealth scams. Stay cautious and preserve the wealth you had built so far. Lead a sustainable life, use the wisdom you have gained so far in this 20 years journey of building wealth. Do no be greedy nor look down upon others. Help others with your money and wisdom, be grateful of family, friends and people who helped you so far. This is 'Abundance' phase, this is the last stage of your wealth building journey. Congratulations if you have reached so far, and be proud of yourself. ![](https://images.pexels.com/photos/4513572/pexels-photo-4513572.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=750&w=1260) [Image source](https://www.pexels.com/photo/stack-of-gray-stones-4513572/) ### Summary This framework of building sustainable wealth spans across 20+ years. If someone start it in 20s during their first job, they can very well achieve Financial Independence Retire Early(FIRE) in their 40s. Even if someone start at 30s can also achieve by 50s and do not have to work until 60. I've prepared the following table to help you for ease of understanding and future reference, \| \| Milestone \| Savings rate \| Timeline \| \| ---------------- \| -------- \| ------------------ \| ------------ \| \| Accumulation \| 5x of annual expense \| 50% savings \| 5 years \| \| Growth \| 25x \| 20% savings \| 10 years \| \| Independent \| 50x \| set your own limit \| 5 years \| \| Abundant \| > 50x \| -- \| -- \| Hope this framework would be useful for you, let me know your thoughts. In future posts we shall see where we need to park our saved money and how to grow it to achieve our milestones. Adiós @finfire Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@finfire/4-phases-of-building-wealth)"
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2021-09-18 03:38:18

operations

0.

custom_json

1.

required_auths

`0.`	alternates

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"market","contractAction":"cancel","contractPayload":{"type":"sell","id":"0d6027c762ec7d3b4fd857ede11468a955e6f985"}}

extensions

[]

signatures

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transaction_id

ecf95803ef7dad1bc3bf5e3b6b63299698f5263e

block_num

57,520,579

transaction_num

60.

ref_block_num

45,487

ref_block_prefix

4,258,862,544

expiration

2021-09-18 03:47:42

operations

0.

custom_json

1.

required_auths

`0.`	gavarmantu

required_posting_auths

[]

id

sm_token_transfer

json

{"to":"sl-bsc","qty":8,"token":"DEC","type":"withdraw","memo":"0xeA67CF3EfefDA277bAa5B01fb99a9944c1861B39","app":"splinterlands/0.7.139","n":"cevgs3Vtnq"}

extensions

[]

signatures

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transaction_id

195b49bd7694175502a39a3a41c020edd9a57909

block_num

57,520,579

transaction_num

61.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:06

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	satisfyingbewi

id

sm_start_quest

json

{"type":"daily","app":"splinterlands/0.7.139","n":"u38SNniuFD"}

extensions

[]

signatures

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transaction_id

679b320940e4935ac619ee9dd6bda3527c054707

block_num

57,520,579

transaction_num

62.

ref_block_num

45,488

ref_block_prefix

298,256,417

expiration

2021-09-18 03:38:18

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	daum003

id

sm_find_match

json

{"match_type":"Ranked"}

extensions

[]

signatures

`0.`	`20684c631901e308680d31c0a75b3216c2527d9bf5f7c0dd56ece1ebb10bb333b4237fda2c2d2c9318e75d1e8cb2bfd730baf5be03010fa95656c23820e450b5e2`

transaction_id

946af86ca44f3e1b169d484aabb1a21d8c3c9872

block_num

57,520,579

transaction_num

63.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:03

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	blackyz

id

sm_market_rent

json

{"items":["00db76dd185f29a4e56523d3b0c8b3ca16225c90-99"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"PnrT7nPnFI"}

extensions

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signatures

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transaction_id

efb0f95fdf7c30ebf673f13f47b461d3d4bf623b

block_num

57,520,579

transaction_num

64.

ref_block_num

45,501

ref_block_prefix

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expiration

2021-09-18 03:39:03

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	kran28

id

sm_submit_team

json

"{"summoner": "starter-16-QDfXd", "monsters": ["C3-251-TZY8S2DS0W", "starter-15-u4lHf", "C3-250-U4A9TYCI8W", "starter-172-lAc10", "starter-17-d39a1", "starter-194-p05rk"], "trx_id": "b1231ab7e382461c450433e97967c613fed0d016", "app": "splinterlands/0.7.139", "secret": "2aW5ev3MxO", "team_hash": "d254059a6466afc3cf339c5adb072f39"}"

extensions

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transaction_id

902283656f024970a55aec35113a6dcbd8b71325

block_num

57,520,579

transaction_num

65.

ref_block_num

45,504

ref_block_prefix

2,340,126,902

expiration

2021-09-18 03:39:12

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	tortila

id

sm_find_match

json

"{"match_type": "Ranked", "app": "steemmonsters/0.7.139"}"

extensions

[]

signatures

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transaction_id

77cf1f15105a03796894ae343b2b7a64e902d92e

block_num

57,520,579

transaction_num

66.

ref_block_num

45,488

ref_block_prefix

298,256,417

expiration

2021-09-18 03:38:18

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	faradenza

id

sm_find_match

json

{"match_type":"Ranked","app":"splinterlands/0.7.130"}

extensions

[]

signatures

`0.`	`20707551422a49fec565c1e0ee801b7f45309e0e5ed295d707d7878e26358ae8b80ac7048bdb50e4382943d5dce051aed5dc8f96954d757648bcb7447ede77937e`

transaction_id

3aa205143e48d0d896612efb53b520276f323969

block_num

57,520,579

transaction_num

67.

ref_block_num

45,472

ref_block_prefix

765,203,641

expiration

2021-09-18 03:47:09

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	borlaz

id

sm_market_rent

json

{"items":["bb8adb6d03aeaa2e4e3249ae03ba20b48df2832d-8"],"currency":"DEC","days":14,"app":"splinterlands/0.7.139","n":"T3l559GWsy"}

extensions

[]

signatures

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transaction_id

2db0833c5dcfa0bcb55296bad79c2ff30550e257

block_num

57,520,579

transaction_num

68.

ref_block_num

45,506

ref_block_prefix

25,737,886

expiration

2021-09-18 03:38:50

operations

0.

vote

1.

`voter`	mk-natrl-token
`author`	maria75
`permlink`	esp-eng-deliciosos-helados-de-coco-delicious-coconut-ice-cream
`weight`	5,000

extensions

[]

signatures

`0.`	`201a8651f841a5f6656aeefc9cfbfdb1fa6667f77539787af322b67f564b662b324ea6262b1770909c742d54c770f071e7c78947f78df05d3ba0a822ac5e5f06fe`

transaction_id

26adda1abb3a00a4d32917e97ddb60e652ad7f06

block_num

57,520,579

transaction_num

69.

ref_block_num

45,506

ref_block_prefix

25,737,886

expiration

2021-09-18 03:38:50

operations

0.

vote

1.

`voter`	primeradue
`author`	carolynstahl
`permlink`	spinach-curry-and-flatbreads
`weight`	10,000

extensions

[]

signatures

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transaction_id

4cc20a3542c9b1a40c7df9c7fadac3493d7f7cad

block_num

57,520,579

transaction_num

70.

ref_block_num

45,506

ref_block_prefix

25,737,886

expiration

2021-09-18 03:38:50

operations

0.

vote

1.

`voter`	andrewmusic
`author`	olawalium
`permlink`	moving-on
`weight`	100

extensions

[]

signatures

`0.`	`2033bec1c3104378aafc97928d31dc380a2c6b9c7c3bf1b8042ab21d577cc26046114b7f1c4d1d664c40674177697a7f40e38374d3477417ce09b37f271c3e2c47`

transaction_id

35f29f1b54253db8bfc1a2a97644a444ef8977d7

block_num

57,520,579

transaction_num

71.

ref_block_num

45,454

ref_block_prefix

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expiration

2021-09-18 03:46:06

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	poomo

id

sm_market_rent

json

{"items":["6341cc8b3e605e4834b2b2c2a0ab5ce1911cebb6-0"],"currency":"DEC","days":1,"app":"splinterlands/0.7.139","n":"XzwugqknOC"}

extensions

[]

signatures

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transaction_id

74d624801ce86f2492cd3ee479484082d58334a1

block_num

57,520,579

transaction_num

72.

ref_block_num

45,503

ref_block_prefix

2,223,558,131

expiration

2021-09-18 03:38:50

operations

0.

custom_json

1.

required_auths

[]

required_posting_auths

`0.`	ledyba

id

sm_find_match

json

"{"app": "steemmonsters/0.7.0", "match_type": "Ranked"}"

extensions

[]

signatures

`0.`	`2055253e7020acab40465abfb94d04e1c97902aba054397ca5daa5eec087600ba76216e2c273d22244affb3d897d961d2126f55adce117e1ec6e680578e291b150`

transaction_id

8643c0f5d35a30349e80b684b0cedb4b11a9781c

block_num

57,520,579

transaction_num

73.

ref_block_num

45,487

ref_block_prefix

4,258,862,544

expiration

2021-09-18 03:47:48

operations

0.

custom_json

1.

required_auths

`0.`	literalypotato

required_posting_auths

[]

id

ssc-mainnet-hive

json

{"contractName":"market","contractAction":"sell","contractPayload":{"symbol":"SWAP.ETH","quantity":"0.00661053","price":"5294.57000"}}

extensions

[]

signatures

`0.`	`2075d414325e495d2833aede9ab80e3fa854f0c12a6a3f6b17d50fd3e6196eb7cc1704e871820ec0592c5e6e8ca688600163ef79937eb381b353cab2ca2a13ef1a`

transaction_id

7ed854eb885da071cfbb3ec9f4d9078301c75713

block_num

57,520,579

transaction_num

block_id

036db1c3f02674c139ea520170371f3ba51c9571

signing_key

STM7VszPpPZUZwAUg9oJqeLgSCVNYDmAG35RNcqaD8eiQitMU8d1e

transaction_ids

`0.`	`e1846f7e184a6b754f0dfa1ee65d397ff40e95cc`
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`73.`	`7ed854eb885da071cfbb3ec9f4d9078301c75713`

4 virtual ops in this block.

26adda1a

mk-natrl-token effective_comment_vote

`voter`	mk-natrl-token
`author`	maria75
`permlink`	esp-eng-deliciosos-helados-de-coco-delicious-coconut-ice-cream
`weight`	523,594,148
`rshares`	523,594,148
`total_vote_weight`	6,128,120,221,941
`pending_payout`	6.550 HBD

Sep 18 '21

4cc20a35

primeradue effective_comment_vote

`voter`	primeradue
`author`	carolynstahl
`permlink`	spinach-curry-and-flatbreads
`weight`	115,843,406,568
`rshares`	115,843,406,568
`total_vote_weight`	6,130,806,905,501
`pending_payout`	6.553 HBD

Sep 18 '21

35f29f1b

andrewmusic effective_comment_vote

`voter`	andrewmusic
`author`	olawalium
`permlink`	moving-on
`weight`	1,285,395,245
`rshares`	1,285,395,245
`total_vote_weight`	219,786,977,941
`pending_payout`	0.234 HBD

Sep 18 '21

virtual

ausbitbank producer reward: 0.256 HP Sep 18 '21

Show raw virtual op data

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