While bridging conventional banking and cryptocurrency is not a bad idea, there seems to be initiatives available already that offers the same features mentioned above. One open source system that comes to mind is [BitShares](https://blockbasis.com/cryptocurrencies/bitshares/) where assets (currency, commodities, etc) can easily be logged and tracked on the Graphene blockchain. Having assets stored on a blockchain is an important but just first step. For mass adoption users need to be able to send and receive these assets with an easy interface. This is exactly what [Blockbasis](https://blockbasis.com/) tries to solve, as we allow our users to send and receive cryptocurrency via email. No more public or private keys, send or receive your Bitcoins, Ethers, Litecoins or 20 other cryptocurrencies via email with Blockbasis.