>  I personally have grown to hate spending, raising a kid can have that affect on you...


That is absolutely correct. But some parents look at their kids, and don't understand their true needs, and when they try to compensate with other "thing" they are making a double mistake. 
I can say that you are doing a good job on parenting your kid. Looking for raising with intelligence and love, not with money centered education. 

Thank you for your comment, TBH!
Enjoy your weekend :)