At the end of the day stablecoin will emerge as the real king, and almost all fintech buisnesses will be compelled to adopt it. That will trigger a inflection point where we can call the new era of crypto-conomics has arived. AI, Smart contract will further make it more sophisticated.

Sir, PYUSD or USDT which one a user will generally hold, given the fact that USDT is widely available and and HODLing exchanges earn lucrative interests in USDT.