I don't disagree bro, not even a little bit. I've been homeless, and I've lived a good life too. I know precisely the contrast you speak of. These days I have little money, but I have something a lot more valuable, peace. 

However, my idea is to have more information available. Easy to find info. That's the goal. Then, people who are invested on Hive will make their call. I'm not one to argue for declawing people, the opposite is true. 

Someone who is powerless and nice, is not nice, he/she has no other choice. Someone who is powerful and elects to be kind, is truly kind. 

I want people to be kind, but not be powerless. Set the culture, help those who need help, convince those who are hurting themselves to stop or take action to make it stop. 

I'm sure we align here. 

Could not but agree.
+ my 5 cents; as pharesim put it,

> The problem has to be solved at the root, by hurting the service providers. 

I agree  with 1/2 of this, and me thinks that folks using these schemes/services is like a smoke on the fire - i.e. it indicates theres a root problem somewhere, the reason why they prefer to go this way instead of putting theur efforts into creating a decent content worth rewarding. fixing / shutting down one scheme just make them search for another weak spot to break the game.