Part 2/12:

The first approach highlighted is the **One Fund Total Market Strategy**, which encourages investors to allocate 100% of their funds in a single investment that reflects the total stock market. Inspired by the works of personal finance author J.L. Collins, this strategy’s appeal lies in its simplicity—investing in a single fund such as the **Vanguard Total Stock Market Index Fund (VTSAX)** or **Fidelity Total Market Index Fund (FSKAX)** provides exposure to nearly 4,000 different publicly traded companies in the U.S.