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There are circumstances where closing a credit card may not have a negative impact and could even improve your credit score:

- **Newer Credit Cards**: If the card you are considering closing is your newest, its closure will not significantly affect the length of your credit history.

- **Low Credit Limits**: If a card has a low credit limit or if you don't carry much debt, closing it may not drastically impact your credit utilization ratio.

- **Planned Debt Reduction**: If you anticipate paying off debt soon, a temporary increase in your credit utilization due to closing a card may not matter much.