With LBI you buy it with LEO, it gets locked up and then invested back in LEO and a few other things I think, We all, (the holders of LBI), voted to extend the no dividend account building phase to 3 months, the account will grow a little bit more and the hopes of everyone is that the dividends will be higher, which will be paid out in LEO. I worked over the last month to get to 100 LBI to try and test the investment out @lbi-token is the semi main page that talks about it, it has only been out for one month now.