It’s moronic. Respectfully it really is.

I think you underestimate the chain reaction of making Fuentes like this this late in the game.  You make fair points but I just am getting the urge to sell and watch. This sounds a bit desperate to me the way these posts just wanna change how it works while at same time promoting the 20% APR is safe but buy buy HBD.   I don’t mean you, I just mean these posts by many about this topic. It’s getting a bit ridiculous

Increasing the haircut puts Hive at more risk and gives more assurances to HBD holders.  
It also allows the Hive network to expand to a much greater level. 
We are taking more risk to get more reward. 
It's something I've been asking for, for years. 
Will be nice to see it implemented.
I think 30% is still very safe. 
It's all about volatility and how quickly we get to that 30% level. 
Faster is worse. 

lets tie hive to USD so it can crash and burn when its value goes higher.....Smart move 😂 If anything we need to treat Hive as its own form of value IE: Trade real goods and services using hive.