RE: Feeling FUD-ish? by boboman

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Viewing a response to: @tarazkp/feeling-fud-ish

hive-167922 · @boboman · Dec 7 '22

$0.18

Looks like you and me getting the Aussie goss from the same news.com.au. :D

I agree that sadly it's her fault and she is totally to blame as there is plenty of resources out there that advise you how to try to manage your money. The first article I read before buying my place was to assume you have enough to cover a 2-3% increase in your home loan rate. The reason being is that the worse thing then being in debt is financial stress. If you can't afford it, really please do not buy it.

My wife is similar to yours, maybe only 10% interested in the household finances. Only time she takes notice is when I tell her to reduce the amount we spend on takeaway or eating out.... Flip side though, would you actually want your wife to be fully in your face with the finances. That would mean you have to make more disclosures on your "alternative" investment..... !LOL

👍 tarazkp

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@lolzbot · Dec 7 '22

<div class='pull-right'><center><img src="https://lolztoken.com/lolz.png"><br><a href="https://lolztoken.com">lolztoken.com</a></p><br><br><br><br></center></div><p><center><strong>What did the Golden Gate bridge say to the Golden Gate river when they broke up?<br>I'm over you.</strong><br><sub>Credit: <a href="https://peakd.com/@reddit">reddit</a></sub><br>@tarazkp, I sent you an <a href="https://lolztoken.com">$LOLZ</a> on behalf of @boboman<br><br>Use the <strong>!LOL</strong> or <strong>!LOLZ</strong> command to share a joke and an <strong>$LOLZ</strong><br>(1/2)</center></p>

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@tarazkp · Dec 8 '22

>Looks like you and me getting the Aussie goss from the same news.com.au. :D

Yeah, I am unwilling to pay for any news services - especially considering the quality of them :D

After 2008, you'd think there was more robust stress testing before handing out large loans - the banks are to blame too. 

>Flip side though, would you actually want your wife to be fully in your face with the finances. That would mean you have to make more disclosures on your "alternative" investment....

Good point. It would be nice if she took half an interest... :D

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@boboman · Dec 8 '22

Banks gotta make money still and some level of financial stress on their customers means more money for them. I think read that article you mentioned and I think she will be fine, she just needs to cut back, so it's not like in the US when people literally could not pay their mortgages and had to default. My concerns are the higher income earners who have taken out 1-2 million loans on the assumption of low interest rates and have "regular expenses" like private school and expensive car loans as well. Someone I know is looking at 10k per month on mortgage & car loan payments alone. I can see the financial stress on this face, but he has to pretend everything is ok for his kids and everyone else.

My wife's half an interest is the "Sell sell sell" part. My half is the "Buy buy buy" part....Lol

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