Moving to New Income Tax Regime by codingdefined

View this thread on: hive.blog | peakd.com | ecency.com

hive-167922 · @codingdefined · 2025-07-04T15:58:27+00:00

$3.45

Moving to New Income Tax Regime

I was talking to one of my colleague yesterday, who was asking which regime is better. There are mainly two regimes of Income tax, Old and New. Most of the people used to go for old regime because they can claim different items and get their reduced. Whereas in the new tax regime, it's a flat structure. Last time government of India has reduced the tax on new regime big time and that's why people are getting confusion which regime is better.

![1751644619353898829251676475885.jpg](https://files.peakd.com/file/peakd-hive/codingdefined/23ydJPpizP7fPLKHMFHxnydUpDH29CopjFPx7vbnMMKEEKXqqBLjTYGqx4ijtQNhyq2ZF.jpg)
PC: Pixabay.com

For example, if you are not investing anything, or you don't have big HRA then new tax is best. But if you can get some HRA, home loan interest, term insurance and other things then old tax was better. But from this time whenever you try yo claim these things, you have to provide an explanation. Previously it was not there so now it's hard to do some rigging of the numbers. And it's hard to not get caught, so that's why it's better to come clean and go for new tax regime.

And that's why I have suggested him to go with the new tax regime. It's actually better to come clean and pay the tax which you have to pay. Sometimes rigging will have a problem later. I have been on the new tax from the last 3 years because I don't have a big investment which can give me tax benefit along with that I don't have a home loan, I don't have a big HRA and I don't invest in NPS. And that's the reason new tax is better for me instead of old tax regime.

And from this year, it's always better to go for new tax regime because you don't have to invest especially for the tax regime. You can invest accordingly.

Posted Using [INLEO](https://inleo.io/@codingdefined/moving-to-new-income-tax-regime-dhm)

👍 indiaunited, bala41288, quochuy, tattoodjay, r1s2g3, bobinson, ace108, nainaztengra, muterra, etblink, kanibot, prosocialise, sagarkothari88, leeendah, amitsharma, imno, balaz, kannannv, arunava, india-leo, sbi2, jatinhota, okluvmee, beyondhorizonmm, chandra.shekar, godfather.ftw, karishmasingh711, khan.dayyanz, mmunited, heteroclite, imacryptogeek, deimage, manojbhatt, bozz.sports, aleister, tebesc, kamaleshwar, bsameep, bulliontool, kilvnrex, portugalcoin, steemtelly, splash-of-angs63, dynamicrypto, disha30, lifecruiser, menzo, bala-leo, yogeshbhatt, bbypanda4, hardikv, modiji, inuke, diosarich, shonyishere, ijelady, pinkchic, fun.curator, pof.cent, dikshabihani, indiaunited-bot, ronasoliva1104, ragavee, barbyjr, and 41 others

`author`	codingdefined
`permlink`	moving-to-new-income-tax-regime-dhm
`category`	hive-167922
`json_metadata`	{"app":"leothreads/0.3","format":"markdown","tags":["hive-167922","hive-engine","Neoxian","India","Cent","Ctp","Archon","Proofofbrain","Vyb","Bbh"],"canonical_url":"https://inleo.io/@codingdefined/moving-to-new-income-tax-regime-dhm","links":["https://files.peakd.com/file/peakd-hive/codingdefined/23ydJPpizP7fPLKHMFHxnydUpDH29CopjFPx7vbnMMKEEKXqqBLjTYGqx4ijtQNhyq2ZF.jpg)","https://inleo.io/@codingdefined/moving-to-new-income-tax-regime-dhm)"],"images":[],"isPoll":false,"dimensions":{}}
`created`	2025-07-04 15:58:27
`last_update`	2025-07-04 15:58:27
`depth`	0
`children`	6
`last_payout`	2025-07-11 15:58:27
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	1.732 HBD
`curator_payout_value`	1.721 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	1,826
`author_reputation`	540,581,253,935,920
`root_title`	"Moving to New Income Tax Regime"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	143,752,409
`net_rshares`	11,053,822,403,309
`author_curate_reward`	""

properties (23)vote details (105)

voter	rshares	pct
ace108	496,927,619,162	10%
yuslindwi	631,526,922	22.5%
humoalex	533,285,407	30%
josequintana	1,250,917,595	30%
aleister	10,533,459,670	10%
arunava	74,683,263,605	10%
bsameep	7,016,380,244	45%
hardikv	2,994,410,767	22.5%
tattoodjay	582,828,992,484	15%
ashokcan143	773,650,812	11.25%
amitsharma	97,011,448,426	100%
etblink	194,860,133,796	22.5%
nainaztengra	354,186,363,891	20%
splash-of-angs63	5,346,387,200	20%
diosarich	2,600,448,982	22.5%
jatinhota	41,376,464,460	40%
lifecruiser	4,141,954,170	50%
inuke	2,848,706,107	50%
bobinson	529,664,972,396	45%
sankysanket18	1,099,681,802	22.5%
vishire	1,435,270,364	45%
silenteyes	1,577,271,348	22.5%
shonyishere	2,535,661,295	45%
frames	861,437,765	25%
r1s2g3	554,557,479,941	50%
bala41288	1,765,417,554,397	50%
portugalcoin	5,627,948,944	10%
dynamicrypto	4,721,869,782	5%
indiaunited	3,278,907,690,240	45%
cool08	518,000,492	22.5%
mchandra	502,008,116	2.25%
sbi2	69,555,192,675	1.83%
raqibul	933,061,723	22.5%
paragism	495,952,501	13.5%
quochuy	1,539,538,410,535	16.03%
manojbhatt	12,188,675,037	22.5%
rainbowbala	1,471,667,935	45%
ragavee	1,615,783,404	22.5%
indiaunited-bot	1,804,672,272	45%
piensocrates	456,860,622	30%
pocketjs	279,343,245	16.03%
tommyl33	855,441,112	22.5%
mmunited	17,447,894,769	70%
karishmasingh711	21,705,374,930	100%
khan.dayyanz	20,521,608,676	40.5%
steemtelly	5,582,297,081	16.03%
reeta0119	1,174,316,025	100%
badfinger	1,336,970,395	22.5%
bala-leo	4,084,234,800	100%
kanibot	115,157,111,236	50%
bozz.sports	11,909,198,234	5%
sidekicker2	647,839,180	15%
pjansen.ctp	0	28%
leeendah	98,367,219,783	100%
balvinder294	1,094,813,419	9%
sidjay	667,140,038	13.5%
dikshabihani	1,911,683,714	22.5%
vandanabhatt	929,067,013	45%
barbyjr	1,602,462,704	22.5%
yogeshbhatt	3,769,110,885	45%
gungunkrishu.leo	1,063,191,989	50%
godfather.ftw	26,507,127,024	40.5%
ronasoliva1104	1,701,549,452	22.5%
imno	89,073,220,630	60%
muterra	300,382,950,943	45%
okluvmee	38,712,430,079	22.5%
disha30	4,493,962,446	45%
kamaleshwar	7,275,940,241	50%
chandra.shekar	34,533,238,111	50%
kannannv	81,069,554,869	50%
menzo	4,122,577,626	22.5%
jimah1k	668,255,364	45%
sstdd	1,079,108,265	100%
gamerzaza	988,741,128	22.5%
beyondhorizonmm	34,602,289,988	70%
deimage	14,287,985,009	22.5%
attentionneeded	413,393,096	9%
lolz.cent	15,729,182	100%
india-leo	73,333,182,168	100%
sagarkothari88	106,224,782,034	22.5%
condigital	0	15%
heteroclite	15,256,878,557	22.5%
zuun.net	418,284,517	15%
balaz	83,458,632,322	50%
prosocialise	110,415,957,854	22.5%
kilvnrex	5,910,272,070	30%
thewallet	911,346,706	85%
pinkchic	2,329,930,199	6.75%
tuba777	1,040,011,394	22.5%
imacryptogeek	14,556,993,191	45%
ijelady	2,392,138,869	22.5%
pof.cent	1,947,789,976	100%
kalibudz23	166,848,179	49%
abhay2695	486,682,613	22.5%
ranjith98	889,116,813	22.5%
fun.curator	2,088,583,321	100%
adeade123	1,244,130,209	22.5%
quan45	702,879,671	22.5%
modiji	2,886,280,901	100%
uyoho	975,042,590	22.5%
tebesc	9,784,702,694	11.25%
bulliontool	5,986,559,674	100%
neoxianvoter	33,265,046	15%
bbypanda4	3,110,772,873	45%
chizzyice	1,204,428,901	100%

@bala41288 · 2025-07-04T18:09:00+00:00

I'm still in the old tax regime because of HRA, NPS and other flexi options I have in my office. But it is quite frustrating to submit bills. If they increase benefits further next year, I might as well consider switching.

properties (22)

`author`	bala41288
`permlink`	re-codingdefined-202574t233858515z
`category`	hive-167922
`json_metadata`	{"tags":["hive-167922","hive-engine","Neoxian","India","Cent","Ctp","Archon","Proofofbrain","Vyb","Bbh"],"app":"ecency/4.2.0-vision","format":"markdown+html"}
`created`	2025-07-04 18:09:00
`last_update`	2025-07-04 18:09:00
`depth`	1
`children`	1
`last_payout`	2025-07-11 18:09:00
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	223
`author_reputation`	1,554,852,333,270,699
`root_title`	"Moving to New Income Tax Regime"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	143,754,642
`net_rshares`	0

@codingdefined · 2025-07-05T10:18:15+00:00

$0.12

That's true and you can compare and see which is giving you more returns.

👍 bala41288, kanibot, balaz

`author`	codingdefined
`permlink`	re-bala41288-202575t154814366z
`category`	hive-167922
`json_metadata`	{"links":[],"type":"comment","tags":["hive-167922","hive-engine","Neoxian","India","Cent","Ctp","Archon","Proofofbrain","Vyb","Bbh"],"app":"ecency/3.3.3-mobile","format":"markdown+html"}
`created`	2025-07-05 10:18:15
`last_update`	2025-07-05 10:18:15
`depth`	2
`children`	0
`last_payout`	2025-07-12 10:18:15
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.061 HBD
`curator_payout_value`	0.061 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	73
`author_reputation`	540,581,253,935,920
`root_title`	"Moving to New Income Tax Regime"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	143,764,481
`net_rshares`	389,677,799,239
`author_curate_reward`	""

properties (23)vote details (3)

voter	rshares	pct
bala41288	351,514,014,264	10%
kanibot	22,704,676,002	10%
balaz	15,459,108,973	10%

@india-leo · 2025-07-04T17:58:27+00:00

Indiaunited Curation 1751651906668

This post has been manually curated by @bhattg from Indiaunited community. Join us on our [Discord Server](https://discord.gg/bGmS2tE). 

Do you know that you can earn a passive income by delegating your Leo power to @india-leo account? We share 100 % of the curation rewards with the delegators. 

<sub>**100% of the rewards from this comment goes to the curator for their manual curation efforts. Please encourage the curator @bhattg by upvoting this comment and support the community by voting the posts made by @indiaunited.**</sub>

👍 endhivewatchers

properties (23)vote details (1)

voter	weight	wgt%	rshares	pct	time
endhivewatchers	0 B		0	0.5%

@indiaunited · 2025-07-04T17:58:30+00:00

Indiaunited Curation 1751651910348

This post has been manually curated by @bhattg from Indiaunited community. Join us on our [Discord Server](https://discord.gg/bGmS2tE). 

Do you know that you can earn a passive income by delegating to @indiaunited. We share more than 100 % of the curation rewards with the delegators in the form of IUC tokens. HP delegators and IUC token holders also get upto 20% additional vote weight. 

Here are some handy links for delegations: [100HP](https://hivesigner.com/sign/delegateVestingShares?delegator=&delegatee=indiaunited&vesting_shares=166738.11764598926%20VESTS), [250HP](https://hivesigner.com/sign/delegateVestingShares?delegator=&delegatee=indiaunited&vesting_shares=416845.2941149731%20VESTS), [500HP](https://hivesigner.com/sign/delegateVestingShares?delegator=&delegatee=indiaunited&vesting_shares=833690.5882299462%20VESTS), [1000HP](https://hivesigner.com/sign/delegateVestingShares?delegator=&delegatee=indiaunited&vesting_shares=1667381.1764598924%20VESTS). 

[![image.png](https://files.peakd.com/file/peakd-hive/bala41288/46eaz12N-image.png)](https://discord.gg/bGmS2tE) 

<sub>**100% of the rewards from this comment goes to the curator for their manual curation efforts. Please encourage the curator @bhattg by upvoting this comment and support the community by voting the posts made by @indiaunited.**</sub>. 

This post received an extra 20.00% vote for delegating HP / holding IUC tokens.

properties (22)

@inuke · 2025-07-04T19:00:03+00:00

I switched to new one last year. 
I saw no benefits in staying in the old regime.

properties (22)

`author`	inuke
`permlink`	re-codingdefined-202575t030383z
`category`	hive-167922
`json_metadata`	{"links":[],"type":"comment","tags":["hive-167922","hive-engine","Neoxian","India","Cent","Ctp","Archon","Proofofbrain","Vyb","Bbh"],"app":"ecency/3.3.3-mobile","format":"markdown+html"}
`created`	2025-07-04 19:00:03
`last_update`	2025-07-04 19:00:03
`depth`	1
`children`	1
`last_payout`	2025-07-11 19:00:03
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 HBD
`curator_payout_value`	0.000 HBD
`pending_payout_value`	0.000 HBD
`promoted`	0.000 HBD
`body_length`	82
`author_reputation`	58,722,736,196,910
`root_title`	"Moving to New Income Tax Regime"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 HBD
`percent_hbd`	10,000
`post_id`	143,755,251
`net_rshares`	0

@codingdefined · 2025-07-05T10:17:36+00:00

That's true...and from this year it's much better.

properties (22)