Both,  I suppose.

But whether we are pushing for the *failure* of the old system or hoping it will continue, strikes me the prudent thing is to worry more about building and using the viable alternative *now* so we can at least enjoy *somewhat* of a soft landing.

But there's a mindset challenge there... people have grown accustomed to *dependency* rather than self-reliance... which is core to decentralization.

But still, prepare. To use a different metaphor, if you are *"pretty sure"* government pension schemes will fail before you retire, start saving elsewhere. If they *do* survive, you will not only have lost nothing, you will be getting a bigger pension; if they fail, you'll still get some retirement benefits!

# =^..^=