So StableCoin yield is becoming an option now and being considered a safer and better investment recently in the crypto space. Instead of risking your investment the chance of being subjected to volatility, why not place it in a StableCoin investment and make 20%-40% APR. The beauty of these investments is that some of them are decentralized and are backed by algorithms, while some of them are centralized. Although from my observation, the decentralized options give you more yield while the centralized options give you less yield. You want to take a guess why so? It’s centralized. 


![EE718D86-E04C-4DC2-AB5E-3DDF244812A4.png](https://images.hive.blog/DQmb6GxuCQuzMuNTEEtKmS621YXcpC1thWuV8RHLLrFYqEX/EE718D86-E04C-4DC2-AB5E-3DDF244812A4.png)

I used to use NEXO and Celsius before i found Hive, and these platforms are centralized with low yield. Having my money there was scary because I woke up with the constant fear of getting information of how the CEOs must have run off with our money. This fear came from doing my own research and knowing the difference between centralized and decentralized. 


Now let’s go back to choosing which StableCoin yield is best based on our choice and why they are our choice. Yesterday I wrote a post called [The Battle Of The Best StableCoin Yield](https://leofinance.io/@readthisplease/the-battle-of-the-best-stablecoin-yield) this was just some shallow post on different StableCoins and their yields. 


Well, let me start by telling you that Justin Sun is about to launch a Tron Decentralized StableCoin called USDD where the “D” stands for Decentralized. Expected to be backed with mathematical algorithms rather than fiat like the rest. Is it an option to consider even though the yield is high.

>Staking USDD is expected to give you 30% APR yield 

 I have invested in some of Justin Sun’s project in the past like the BTT, WIN and TRX, but these projects tend to be static as they didn’t move and no bullish news was associated with them, Just Justin Sun looking for an opportunity to spend his money on social media one way or the other. So I became a little bit skeptical investing in any of his projects. Few days ago I sold all my Tron holdings to buy the APE coins but after seeing the USDD announcement, I thought it was a great opportunity. But then, I don’t trust Justin Sun. 


The Hive Dollar Savings is something I have been doing ever since it was increased to 12%. I love earning HBD, thank goodness the APR has been increased to 20% giving more yield to earning HBD. Sometimes I want to invest in other yields and use the earnings from other platforms and invest in HBD to earn more. 

BUSD is not an option for me because, while it’s centralized, the yield is just 10% APR.  Other centralized platforms give lesser this is the reason people rushed into Defi StableCoin pool the moment they had the chance. During the early days of Defi yields, the APRs were high but after a while APR tend to reduce with time. 

Polycub is our Defi on polygon blockchain, APR during its early period of release was 70% but currently at 40%, but we have been promised that APR won’t go below 30%. So now I have to choose between polycub and Tron’s USDD since they give the same APR. I will only choose polycub because I can stake it and get 37% APY on that polycub as XPolycub with risk of volatility, I don’t mind. 


Currently the thing I consider before investing in a StableCoin yield is sustainability and trust. I currently trust the Hive blockchain and the polycub team and I trust that these projects have a long term vision and goal, therefore these are what I am considering before investing in a StableCoin yield. 

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/hive-167922/@readthisplease/what-do-you-consider-when-choosing-a-suitable-stablecoin-yield)