I like to have around 10% of my crypto holdings in Stables, I see these as my 'mortgage repayments in waiting', and I like to have these holdings diversified across different platforms, and here's what I've opted for:

Firstly, I have 80% of that 10% in pure stable pools: 

- 60% in the 4belt stables pool on Cub - combined USDT/ USDC/ DAI and BUSD. NB I'm not happy about the USDT bit, but it's a solid 15% ish return so I'm prepared to risk it for this.  I guess if USDT does go tits up then at least it's only 25% of valueless tokens I'll get back!
- 30% in USDC on AAVE on Polygon - this gives me an 8% return, which is OK for a single asset pool - IF something like the FISH pool comes around again I might pool this there, as long as it is single asset! 
- 10% in HBDs. 
- Bonus Percent in RUNE-BUSD - which I regard as a pure stable pool because of IL protection! 

Then i hold anther 20% in farms, risked with other assets, the percentages fluctuate...

- Some in Cub-BUSD, although not much ATM as I'm expecting the price to rise.
- More in DEC-BUSD - even though the price of the former keeps rising! I get more SPS for this, and it's DEC sold for BUSD. 
- LTC-BNB - OK I know they're not stables but I tend to use LTC to transfer to exchanges and I've come to regard it as 'extract to FIAT in waiting' so I regard it as a stable coin, sometimes I just hold onto the LTC instead of converting it to EU. Recently I found a nice 40% return on LTC-BNB so I just decided to park it there! 

### Extraction strategy 

OBVIOUSLY I'm holding stables with the intention that these will get extracted from crypto, and I've got the idea of every time I accumulated another $2K of stables I cash out. 

Only up to £12 000 a year though, that's the maximum I can take out before Capital gains tax kicks in, so I need to keep below that, to stay tax-safe! 

This should be easy enough, as some of the stables are going to go right back into Splinterlands assets and other things too of course! 

### Leo related picture....

Here's a picture of a cat, keeping cool!

![20210810_161703.jpg](https://images.hive.blog/DQmV5Pr2aeWr2sAXLxMeMqgKAt18rWgqVafQ4C9nmLBEKip/20210810_161703.jpg)






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