>Once again no power, no ownership.

If I was to invesnt 100% clean and free power - do you think I would be able to release it freely?

I think the one year is a pretty good target and if working for 20 years, it means around about 5% saved a year (and growing a little) - which makes the amount of people one paycheck away from homeless quite scary. The median wage in the US is 34K - about 3K a month - so that means that a whole lot of people have debts and obligations without the savings to cover even one month.