>One thing I know absolutely is that one hand (or one event) is not related in any way to the one before it or the one after. The guys sitting there thinking their luck has to change are often called donors.

Yep, this is how I see it too - Luck can be enduring - up and down :D

>But in the overall course of things you made the very best decision you could with the information you had at the time. You made the right decision. The rest of that equation is out of your control.

Yes and we were happy to do so at the time, which I consider a win. There is no way we could have known and if this rebate had never been offered, we would be in the same position we are in anyway. One of my friends at work just bought a place recently and was planning on doing the conversion next year - She *now* knows of the rebate and will pull her plans forward. so at least I could help someone.