Didn't see the post, I think. Though my memory at times is shoddy. 

That sounds like a pretty decent way to with save for something or realize you don't need it after all. buyer's remorse is easier to handle - before buying :)

And yeah, the spend lock is what I was talking about as an idea. WE do it on Hive with the powerdown periods - seems to work for many - some will always powerdown everything.

*Can't save them all.*