Viewing a response to: @taskmaster4450le/re-leothreads-26toisp6l
## [Bunq, a neobank for 'digital nomads,' accelerates U.S. expansion effort as profit jumps 65%](https://www.cnbc.com/2025/04/15/digital-bank-bunq-accelerates-us-expansion-effort-as-profit-jumps.html) Dutch digital bank Bunq said Tuesday that it's applied for a broker-dealer license, in an initial step toward securing a full banking license. Bunq CEO Ali Niknam said the broker-dealer application will be an initial step toward securing a full banking license. He couldn't offer a firm timeline for when Bunq will secure this authorization in the U.S. — but said he's excited for its growth prospects in the country. Obtaining a broker-dealer license will mean Bunq "can offer our users who have an international footprint — which is the user demography we're aiming for — a great number of our services," Niknam told CNBC. Bunq mainly caters for "digital nomads," individuals who can live and work from anywhere remotely.
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Bunq will be able to offer most of its services in the U.S. with the exception of a savings account after securing broker-dealer authorization, Niknam added. Bunq, which touts itself as a bank for "digital nomads," currently has a banking license in the European Union. It has applied for an Electronic Money Institution (EMI) in the U.K. Bunq previously had operations in Britain but forced to withdraw from the country in 2020 due to Brexit. Bunq initially filed for a U.S. Federal bank charter in April 2023. However, it withdrew the application a year later, citing issues between its Dutch regulator and U.S. agencies. The company plans to resubmit its application for a full U.S. banking license later this year.
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