Part 1/8:

# Why I Still Have a Full-Time Job: A Reflection from a Finance YouTuber

In a recent YouTube video, Richard, the creator behind the finance channel "Plain Bagel," took a moment to reflect on his journey as a YouTuber while also maintaining a full-time job. Despite the growth of his channel and the potential for a lucrative career as a full-time content creator, Richard elaborately shared the reasons why he continues to balance both passions.

## A Unique Introduction to Content Creation

Part 2/8:

After overcoming a recent cold, Richard used the gap in his schedule to discuss a topic that often arises among his viewers: *why he still has a traditional job.* The context for this conversation was recent—Richard had just attended his first event as a YouTuber in Toronto, which was hosted by an investing social media app called Blossom. Here, he connected with fellow finance creators and engaged with viewers. It was during this event that Adrian, another Canadian finance YouTuber, prompted Richard to explore this topic further.

## The Reasons Behind Balancing Two Careers

Richard outlined **four primary reasons** for maintaining his full-time position as a Registered Portfolio Manager in Ontario while running his YouTube channel on the side:

### 1. Genuine Passion for His Day Job

Part 3/8:

The first point Richard emphasized was his genuine enjoyment of his job. He describes himself as a “finance nerd,” and the passion that drew him to create a YouTube channel stems from wanting to engage more deeply with financial topics beyond his traditional job roles. He finds fulfillment in helping clients manage their finances, something that he feels is more tangible and rewarding compared to his online endeavors.

Additionally, he appreciates the supportive work environment that accommodates his YouTube activities—a rarity in many traditional finance firms, which often restrict employees from pursuing outside interests due to liability concerns.

### 2. Limited Desire for Increased Content Output

Part 4/8:

Richard admits that he is uncertain if he would want to post more content than he already does. Although the allure of full-time content creation is appealing, he enjoys creating videos as a hobby rather than a job. This hobbyist attitude allows him to maintain a healthy work-life balance, minimizing the risk of burnout, which is a common issue among full-time creators.

### 3. Independence from YouTube Income

Part 5/8:

Another major point Richard highlighted is the financial freedom that comes from not relying solely on YouTube income. He discussed the volatility of YouTube ad revenue and expressed gratitude for not having to stress about income fluctuations. This freedom enables him to create content that genuinely interests him, steering clear of potentially unethical sponsorships or content solely designed to please algorithms.

Richard acknowledges that many creators successfully find balance in their work but appreciates his ability to pursue content creation on his terms.

### 4. Enhanced Quality of Content Through Professional Experience

Part 6/8:

Lastly, Richard believes that his full-time job enriches his YouTube content. His nearly decade-long expertise in finance, coupled with continuous learning opportunities, allows him to generate insightful content that benefits his audience. The synergy between his professional work and YouTube content creation enhances not just the depth of information he can provide but also the overall quality, as he leverages insights gained from his role at a money management firm.

## Future Considerations

Richard noted that while he is content with his current arrangement, changes in personal circumstances could influence his future decisions. Balancing a growing family and career demands can shift priorities, making it pertinent for him to evaluate whether he wants to continue juggling both roles.

Part 7/8:

Richard mentioned that he had gradually streamlined the editing process of his videos, which allows him to maintain a consistent upload schedule while managing his time effectively. As he grows the channel, he is contemplating hiring an editor, indicating his intent to elevate the channel's production quality without compromising his full-time employment.

## Community Engagement and Thankfulness

In closing, Richard expressed gratitude to his viewers for their ongoing support and invited feedback on the evolution of his content. Whether they prefer the more intricate production styles of the past or the streamlined approach he uses now, he aims to foster an open dialogue regarding channel development.

Part 8/8:

Richard's candid reflections capture a balance that many creators strive for—finding joy in both personal passions and professional responsibilities. His experience offers valuable insights into the complex world of content creation, especially within specialized niches like finance. As he continues to navigate his dual roles, his journey resonates with many aspiring creators and seasoned professionals alike, fusing passion with purpose in the pursuit of a fulfilling career.