> This opens people who had not considered it viable before, an opportunity to learn that it might actually suit them and then, what else becomes possible past that point?

Hopefully this will be one of the good things to come out of the mess :D

> When the decisions are made as individuals, the losses are easier to accept because one knows all factors involved into the made decisions,

Thought people preferred to be able to blame other people when things go wrong instead of having to admit they did something wrong XD