Yep - the land of the free *to fuck over* the masses.

There is resistance in Finland too, but it is because most people don't think about how it is actually achieved. Essentially here - 100% of people have to use online banking for verification for stuff, including tax matters. The technological hurdle for "old people" is increasingly irrelevant as those "old people" grew up with computers in the workplace. 

I don't follow US politics that much, nor the procedures - but it is a shambles - same as the healthcare and social service systems from what I understand. Reform is needed, but those in power will never support it - it has to come from the people themselves - but they are too busy arguing over nonsense in a polarized manner to see that the arguments are seeded.