I'm so glad that you've had a positive experience on Steemit, so many people have!  Also, thank you for the kind words.

I like how you put that..."To today's highlights, sometimes its risky not to take a risk. If the outcome favours you, you have won. If it doesn't, you have learnt."

It really does boil down to that. You have to live life, take risks, put yourself out there.  Thanks for your comment, @eldahcee!