>I was curious about your credit card info,

Afaik, most credit cards do this because essentially, if you haven't paid it to zero, you are borrowing on what you were unable to pay off already which means more risk for them. that is the logic i think anyway. I would have a look at it closely though as most people think that it is 30 days from the point of purchase of an item, that is not the case as they would have to calculate every single purchase and they cannot know which payment goes to what of what you pay off each month - you just pay a lump sum. 


I am hoping to gather cash and then wait for the crash to get into a house.