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成為專業韭菜人士 by davidke20

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· @davidke20 ·
$20.48
成為專業韭菜人士
如果你有一筆不小額的開拓基金,你會用來?

A) 買一份投資基金保險配套

B) 存進銀行等利息

C) 買股票做長線投資

D) 投資加密代幣

集合以上四個要點,我們來陸續分析一下他們的各個長短和韭菜功能。當然,我們不排除還有其他投資方案,比如做傳統生意,買生意,不同額度的投資金額也有可能使用不同風險程度的投資機會。

![](https://images.ecency.com/DQmX7FLnrxUxVUBwJABqEYMjf3xmdJRWrYLYuK7CYijF4Fh/1751295151432.jpg)

大家好鴨,我是拉叔,一枚失足掉入投資深淵的韭菜團隊大當家。舊事已過,我就不再重啼了。投資外匯大撈一票,瘋狂現金買寶馬,到關稅局上門拿人,再成為鋼鐵工業舞弊案倒台其中一個最大持股人,每個晚上抱著一疊連擦屁股都覺得硬的股票紙哭成淚人。人人割韭菜,人人的頭上也是韭菜被人割。都說了不談個人經過,一打開話題又是一地淚水。我們馬上來一同探討以上四個開投資項目。

![](https://images.ecency.com/DQmXPn9U3FRz3nqxH7hVkfV2DnnDTznmPkb9ZuAnwEpbYxW/1751295151471.jpg)

A) 保險基金的投資項目也有分無風險,低風險和高風險。所謂無風險,就是保險公司用你的投資額,先扣除了代理員的佣金,然後再用一小部分的配額做適當的投資。如果你是投無風險的,基本最少會綁你三、五年。基本上你的投資有9成已經投入高賠率的政府債卷。剩下的1成就會分配給代理員和用來做其他高利投資。不同風險的投資配套自然有他們不同的風險配額,73,82,55不等。總之,保險投資絕對不會把所有的資金拿去炒(你以為他們不怕大戶突然要撤,他們哪來基金退給顧客呀?)為啥這也是韭菜項目呢?那是因為,無風險又綁三五年,跟你直接買國家債卷有啥分別?你還省了代理員的佣金費用。高風險的,你也可以自己註冊個賬號,自己用一半的錢來買債卷,一半的錢來投資藍籌股
三五年後,跟你投資保險基金的回酬/虧損差不多。

B) 老實說,這個是最安全不過了。只不過,銀行不是跟你算日利率,是年利。如果你做了一年定期存款,如果時機還沒到,你急需要用錢去提款,不但利沒有,還很有可能罰款。這要看你當時存款銀行的規矩。這個年代,定期存款已經有點落後,而且通漲率高,你做個三年定期可能得了5%利率,可是物價在三年裡面已經漲了12%。個人覺得,現金永遠要在最容易拿出來的情況下,就算是利息再低,甚至無利息也不在乎。不要給我說有需要時又要罰款、又要等三五天。現在已經有些銀行主打短期存款,比如一個月有息存款,但年化1.2%。換句話說,一個月的存款你只拿回0.1%。但你隨時可以提款,而且沒有罰款。這種就很方便,近人情。總之,存錢進銀行這個項目,不管你願不願意,都必須被通漲割一刀。明明錢多了,可是消費能力卻低了。

C) 股票行裡頭有各式各樣的股。有的炒槓桿合約,有的炒期貨。視乎個人胃口而定。槓桿合約的好處就是,用有限的資金可以合約方式炒大量的股。這合約要是被你詁中了,你就可以一朝得意,永遠放肆;猜錯的話,你就和可能永不超生。安全一點,還是可以看看藍籌股,小量購入,而且分開不同品牌買。這樣,年年等分紅不香嗎?但沒人說藍籌股就一定穩賺,拉叔手上還有全馬第一手套生產商的股,疫情爆發時我都以為我財富自由了。結果,看著別人頭頂韭菜越長越高不捨得割,現在沒有疫情,我倒是覺得我頭頂的韭菜比別人高。我是想不明白,沒有疫情就不必手套嗎?醫生護士不用嗎?大保健的大媽不用嗎?嘖嘖嘖……

![](https://images.ecency.com/DQmdyKw4E5sggPRqbd9ZcDyyMwaAAgiZvxXavMDnUdktERh/1751295151512.jpg)

咦?拉叔是否說漏了一個?沒錯,就是最後一項拉叔要分享的,加密代幣 Hive 。我最近發現了,原來hive集合了以上各個不同的投資項目和韭菜功能於一身。如果我是替hive報社寫專欄,其實觀眾群我是控制不到的。一旦有了穩定收入,我就有了HBD。我可以選擇存進銀行,15%年化,每30天結算利息一次。我也可以將所有的收入,轉換為Hive質押為 hive power,好像買股票一樣,成為hive生態的股東之一。還會派股息,年化3%左右,實時計算。這裡還要強調一項投資項目就是,就算是已經在收股息的hive power,我還可以將“股權”租給別人用,比如代理給#ecency。而被代理方也會每天對股權持有人進行頒發分紅和分數。我當然不鼓勵你把所有的股權全額租給別人。我也需要一部份的股權,繼續留在hive公司裡用我的權限繼續為其他同事們點贊和鼓勵。當然,這個項目的最後難題就是出金。有一天,上面的大佬拉桌布,我就是那個全副軍裝的韭菜等割了。

![](https://images.ecency.com/DQmWTgdBjbBm3zZmxAXY3w11g911L47YE2Y3SXhg6hFXTeF/1751688958004.jpg)

集合了以上所有韭菜項目,我相信至少不是開賓馳也必須開寶馬了。不好意思,AI生成的一家人都是一個模樣的。
👍  , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , and 682 others
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vote details (746)
@dengyanping888 ·
AI生成的一家人好可爱😁。至于投资项目我真是一窍不通,真的是感谢❤️拉仔让我知道,了解些hive中文区,真的特别感谢拉仔🤗🤗🌹🌹☕☕
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@davidke20 ·
纯分析。大家不好当真🤣
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@dengyanping888 ·
😁
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@diochen ·
我選A、B、C、D,分散風險
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@davidke20 ·
都对。每一个都有他们独特的韭菜功能。
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@huigezi ·
我选择D,加密货币
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@davidke20 ·
总不能全额投资在代币呀
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@lovelingling ·
主要是我们这儿还没开放,没有政策支持甚至是打压,所以不敢投入。按照HBD年华15%收益,我觉得很好了,旱涝保收!!!比存银行好太多了。
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@davidke20 ·
也要很小心,这东西如果算“前身”都将近10年了。如果能像比特币耐下去是最好,耐不下去也有可能会被拉桌布。
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@lovelingling ·
投资应该按照风险比例投入,这样风险应该会小一些
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@magicmonk ·
@tipu curate 3
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@davidke20 ·
谢谢大魔术师大驾光临👍
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@tipu ·
<a href="https://tipu.online/hive_curator?magicmonk" target="_blank">Upvoted  &#128076;</a> (Mana: 0/70) <a href="https://peakd.com/hive/@reward.app/reward-app-quick-guide-updated" target="_blank">Liquid rewards</a>.
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@marygong77777 ·
幸福的一家👍🏻👍🏻,谈到投资,我都喜欢,但是还是还得自己有米
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@davidke20 ·
写了这么多年,米都到哪里去了? 🤣
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