**Begin with the end in mind** – Steven Covey, The 7 Habits of Highly Effective People. First time home buyers have a daunting task compared to seasoned buyers. This is because they don't know what they don't know. Therefore, beginning with the end in mind is good starting point! With proper planning and guidance, I have helped millennials succeed in their first time home buying journey. I have put together a 3-part series with tips on **First Time Home Buying** and this is Part 2. If you missed my Part 1, check out Part 1 here ▶️ [First Time Home Buyer Tips - Part 1](https://hive.blog/hive-127719/@francesaw/first-time-home-buyer-tips). **Part 2: The Buying Process.** https://www.francesaw.co/wp-content/uploads/2021/06/Part-2_1-1536x1009.jpeg Now that you have started to save up according to Part 1, let’s get on with the next part. At this stage, half the battle is won. **Have a Plan.** * Where to buy * What to buy Location is KEY. Pick a neighbourhood you want to stay in. Consider the accessibility, amenities, cleanliness and safety as well as future development plans. Next, what type of property do you want? Will it be a condominium, a serviced apartment or a studio ? https://www.francesaw.co/wp-content/uploads/2021/06/Part-2_2.jpeg **Get Help Engage a registered Real Estate Negotiator** Too many things to think about? To save time and to get the best deal for your 1st home, it is advisable to engage a registered Real Estate Negotiator. Their job is to serve home buyers and can significantly reduce the learning curve for first time home buyers. Also, you don’t have to pay them a single cent on top of saving you a lot of time and headaches! https://www.francesaw.co/wp-content/uploads/2021/06/Part2_3.jpeg **Check Loan Eligibility** * Get a CTOS report. * Consult a mortgage advisor. Head over to the CTOS official [website](https://ctoscredit.com.my/) to get your CTOS report to check your credit standing. It is also a good idea to consult a mortgage advisor as they can assess your affordability and help submit all the application paperwork to banks that will likely approve your application. This will help reduce the possibility of being rejected. https://www.francesaw.co/wp-content/uploads/2021/06/Part2_4.jpeg Stay tuned for **Part 3: Deciding to Buy**, where I will share more of the process and tips to ensure a smooth purchase of your first home. Do check out my [Facebook](https://www.facebook.com/francesawco/) page for other info and tips. Need help with your first home purchase? Let me know how I can help! Self-fill this questionnaire [Find My New Home](https://www.francesaw.co/find-my-new-home/) and I’ll get right on it. <code><center><img src="https://steemitimages.com/640x0/https://s18.postimg.org/hf66rvbjd/long-divider-02.png" /><br/></center> <center>"upvote, re-Hive & follow"</center> <center>Team Malaysia</center> <center><br><img src="https://steemitimages.com/640x0/https://s18.postimg.org/hf66rvbjd/long-divider-02.png" /><br/></center></code>
| author | francesaw |
|---|---|
| permlink | first-time-home-buyer-tips-31f0b748798ec |
| category | teammalaysia |
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| created | 2021-07-23 09:55:09 |
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**Yay!** 🤗<br>Your content has been **boosted with Ecency Points**, by @francesaw. <br>Use Ecency daily to boost your growth on platform! <br><br><b>Support Ecency</b><br>[Vote for Proposal](https://hivesigner.com/sign/update-proposal-votes?proposal_ids=%5B141%5D&approve=true)<br>[Delegate HP and earn more](https://ecency.com/hive-125125/@ecency/daily-100-curation-rewards)
| author | ecency |
|---|---|
| permlink | re-2021723t10235799z |
| category | teammalaysia |
| json_metadata | {"tags":["ecency"],"app":"ecency/3.0.16-welcome","format":"markdown+html"} |
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Congratulations @francesaw! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) : <table><tr><td><img src="https://images.hive.blog/60x70/http://hivebuzz.me/@francesaw/upvoted.png?202107240541"></td><td>You received more than 10000 upvotes.<br>Your next target is to reach 15000 upvotes.</td></tr> </table> <sub>_You can view your badges on [your board](https://hivebuzz.me/@francesaw) and compare yourself to others in the [Ranking](https://hivebuzz.me/ranking)_</sub> <sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>
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|---|---|
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| percent_hbd | 10,000 |
| post_id | 105,094,856 |
| net_rshares | 0 |
hiveblocks