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Making Hive Accounts Valuable: Wallet System by taskmaster4450

View this thread on: hive.blogpeakd.comecency.com
· @taskmaster4450 · (edited)
$28.25
Making Hive Accounts Valuable: Wallet System
In our last article we look at one way to make [a Hive account valuable](https://leofinance.io/@taskmaster4450/making-hives-account-valuable-sign-in-opportunity),  Ny utilizing Hive's Account management system, developers can remove the need to admin passwords or log in.  "Sign in with Hive" is something that could become a focus.

There is another major piece to this puzzle.  As we are delving into this, we have to look at the relationship between [social media](https://leofinance.io/@leoglossary/leoglossary-social-media) and finance.  Right now, most focus upon the social media aspect of things.  After all, we have the ability to log in with [Google](https://leofinance.io/@leoglossary/leoglossary-alphabet-google-financials) and Facebook accounts.  The natural inclination is to think of Hive in the same manner.

Here is where things can differ.  [Hive](https://leofinance.io/@leoglossary/leoglossary-what-is-hive), to me, is the epitome of Web 3.0.  It brings a lot more to the table than a [decentralized](https://leofinance.io/@leoglossary/leoglossary-decentralization) sign in system.  It is important to note the next concept because it really does set this apart from most of what is out there.

One of the advantages Hive has is the ability to have a identifiable username.  When setting up an account, individuals choose their name just like most other [Web 2.0](https://leofinance.io/@leoglossary/leoglossary-web-2-0) platforms.  

There is one major difference.  A Hive account comes with a **built in wallet system**.



![image.png](https://files.peakd.com/file/peakd-hive/taskmaster4450/AKzETVdBXR8To6wJSq3WWH5SWX7VwHrbFyurncueQBktnPjT9AXe4w6yhj7r6wi.png)

<center>[Source](https://tse2.mm.bing.net/th?id=OIP.5G49VjH-M2AWpqdh_F1kiQHaHa)</center>

### Wallet System = Web 3.0

One of the results of [Web 3.0](https://leofinance.io/@leoglossary/leoglossary-web-3-0) is going to be the merging of social media and [finance](https://leofinance.io/@leoglossary/leoglossary-finance).  Done properly, this will incorporate [decentralized finance](https://leofinance.io/@leoglossary/leoglossary-decentralized-finance-defi), providing a system where most can participate.

That means user accounts are not just for social media.  Now we are dealing with finance similar to a [bank](https://leofinance.io/@leoglossary/leoglossary-bank) or a [brokerage](https://leofinance.io/@leoglossary/leoglossary-brokerage-firms) account.  This is something that existing platforms do not have.  [Elon Musk](https://leofinance.io/@leoglossary/leoglossary-elon-musk) is obviously looking into building this as he is going to incorporate [payments](https://leofinance.io/@leoglossary/leoglossary-payment) into Twitter.  This is where we see Web 2.0 looking to stay relevant.

With Hive, simply by signing up, on has a base layer wallet.  Through the [private key](https://leofinance.io/@leoglossary/leoglossary-private-key) system, this gives one full control over his or her coins.  Here is where we harken back to the importance of true account ownership.

For Twitter, Elon is intent on adding financial components to the platform.  The challenge is that an [account](https://leofinance.io/@leoglossary/leoglossary-account) still can be banned.  It is bad when one's social media account (history) disappears.  What happens when [money](https://leofinance.io/@leoglossary/leoglossary-money) and assets are tied it?  How are people going to feel if they lose a few hundred [dollars](https://leofinance.io/@leoglossary/leoglossary-u-s-dollar) (or more)?

People might not be too concerned about account ownership at this moment.  However, when people start losing some [assets](https://leofinance.io/@leoglossary/leoglossary-asset) due to the fact it was closed, it will frame things in a different manner.

Hive solves this.  A user is in full control of the [wallet](https://leofinance.io/@leoglossary/leoglossary-wallet) at all times.  Since an account cannot be closed, there is no denying one access to his or her funds.  Whatever is in the wallet is protected as long as the keys are secure.

Web 3.0 is going to differ in that it gives one full ownership over money.

Elon has to build a wallet system; Hive already has it.

### Incorporate Hive Sign In, Get The Wallet

This takes on added meaning when we start the process of expanding outwards.  Any [application](https://leofinance.io/@leoglossary/leoglossary-application) that utilizes Hive's account management system is, by default, also able to access the wallet.

Naturally, to incorporate, one needs to develop it in the UI similar to what DLUX did.  However, we see numerous instances where the account can access many different [tokens](https://leofinance.io/@leoglossary/leoglossary-token) and assets.  Hive-Engine is another example.

Platforms have the ability to utilize either [$HIVE](https://leofinance.io/@leoglossary/leoglossary-usdhive) or [HBD](https://leofinance.io/@leoglossary/leoglossary-hive-backed-dollar-hbd) in their system.  This is accessible to them.  Effectively, they would serve as another front end to Hive, at least as it pertains to the wallet.

At the same time, if other assets are built onto the platform, that could integrate into Hive accounts just like other projects.  When we see layer 2 [smart contracts](https://leofinance.io/@leoglossary/leoglossary-smart-contract) added to Hive, projects will then be able to spin up their own tokens or [NFTs](https://leofinance.io/@leoglossary/leoglossary-non-fungible-token-nft).

Once again, project developers would simply tie in to the [infrastructure](https://leofinance.io/@leoglossary/leoglossary-infrastructure-computer) that is build. They would not have to worry about running any of this on their servers.  It is all at the [blockchain](https://leofinance.io/@leoglossary/blockchain) (or sidechain) level.

In this way, Hive operates as a hub, with the [base layer](https://leofinance.io/@leoglossary/leoglossary-base-layer-blockchain) handling the account, [stablecoin](https://leofinance.io/@leoglossary/leoglossary-stablecoin), and wallet system.  From there, other infrastructure will exist to provide added functionality that is outside the scope of the core code.

Applications can tap into both as they are open for all to use.  This is how we see social media and finance merge.  If the [second layer](https://leofinance.io/@leoglossary/leoglossary-layer-2) is built on decentralized [node](https://leofinance.io/@leoglossary/leoglossary-node) systems, we are now dealing with true DeFi. Instead of it being a marketing term, the applications are dealing with [networks](https://leofinance.io/@leoglossary/leoglossary-network) that are not controlled servers.

### Bottom Up Approach

Hive is building from the bottom up.  This is a reversal of how we are usually accustomed to projects unfolding.  However, if we look at the different components, we can see how this is going.

We are providing an assortment of offerings.  When developers start to see the different aspects to what is available, they will realize the shortcuts that exist.  They do not have to build everything.  Instead, they simply tap into what others have done.

This is the power of what we are forming. With each passing day, more of the ecosystem is battle tested.  Some features are in place over 6 years without skipping a beat.

Do not underestimate what is being built on Hive.  We have powerful combinations forming.

___
If you found this article informative, please give an upvote and rehive.



https://images.hive.blog/0x0/https://files.peakd.com/file/peakd-hive/doze/MkkDNhyH-2020_04_13_16_57_48.gif

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logo by @st8z

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vote details (889)
@d-zero ·
RE: Making Hive Accounts Valuable: Wallet System
Building from bottom is 1 of Hive's biggest strengths. Who even though we'd house the biggest Web 3 game! Hive DeFi isn't that bad either. We've got $22 Million TVL at https://tribaldex.com

![TVL.png](https://images.hive.blog/DQmZA3bLD3dX5S1mBTrTTaFYkEtCQ3uxGhreEedQdFqUrGf/TVL.png)

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@ijelady ·
The provision of username made it unique. 2 people cannot use the same username. Hive is really different from others
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@india-leo ·
Indiaunited Curation 1672069506474
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Do you know that you can earn a passive income by delegating your Leo power to @india-leo account? We share 100 % of the curation rewards with the delegators. 

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@jfang003 ·
RE: Making Hive Accounts Valuable: Wallet System
I think it would make things a lot easier and it's fairly easy to change accounts using keychain. I wouldn't mind it but I don't see the mainstream media promoting it because they won't get those middle man fees.

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@poshtoken ·
https://twitter.com/1331330355513745413/status/1607392458056552448
<sub> The rewards earned on this comment will go directly to the people( @taskmaster4450le ) sharing the post on Twitter as long as they are registered with @poshtoken. Sign up at https://hiveposh.com.</sub>
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@rt395 ·
A really good explanation of Web 3.0 HIVE vs  Web 2.0 Twitter. Elon can incorporate finance into Twitter, but it's like mixing water and oil, not the way it should be done. Slow and steady and we will win. 
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@videoaddiction ·
$0.04
Even if an account is blacklisted on HIVE, the owner of that can still acess the wallet.
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vote details (5)
@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
How is an account blacklisted on Hive?  You mean by certain front ends?

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@videoaddiction ·
Violation like plagiarism.
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@willendorfia ·
$0.04
It is interesting that Facebook et al did this in the reverse order - build social media, then use it to start facilitating payments. Hive had the wallet first, then built blogging and other platforms on top of that. But I take issue with the notion that the money can't just disappear. Crypto wallets can by hacked (albeit usually by social engineering), or the money can be lost if one doesn't properly record keys. And something I don't see addressed is: what happens if the primary token of a particular blockchain collapses? Do all the nodes keep operating, or does everyone bail because there's no more profit, and thus the wallets ALL disappear?
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vote details (5)
@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
When Facebook was getting started, the idea of crypto was not even on the radar.  

>But I take issue with the notion that the money can't just disappear.

All that you point to is due to user error.  That is different than money disappearing due to an account closure.

And as far as I know, blockchain was never hacked, it was always a smart contract or user not securing the keys.

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@willendorfia ·
Yes, as I observed, the first two are user issues, though I wouldn't call asset loss due to being hacked by social engineers user error. More like a lack of user savvy. But hopefully by the time someone has gathered sufficient assets to be worth targeting, they have gained the savvy needed to avoid such things.

But what about my third point? What happens to wallets on a blockchain if the primary token collapses?
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@yecier ·
$0.04
The fact that the username is associated to the wallet (in fact the username is the wallet address), represent a little inconvenient for privacy purposes. A good idea is have a second account not associated directly with your identity.
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vote details (5)
@joetunex ·
RE: RE: Making Hive Accounts Valuable: Wallet System
I think one can remain anonymous even with a username, considering usernames are not necessarily one's real name. 
A feature I would like on Hive though is the option to hide one's wallet balance. 

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@badbitch ·
$0.04
Hive is a public blockchain, it should be transparent. 
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@excelsheets ·
$0.04
RE: RE: Making Hive Accounts Valuable: Wallet System
How do I hide my wallet balances? I just looked it up before commenting and I don't see it in settings.

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vote details (2)
@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
People can sign up for multiple accounts.  Plus nobody says you have to use your real name.  This is the evolution of a digital identity that, with Hive, is not tied to anything in real life.

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@young-kedar ·
$0.04
This feature is a super power in itself. You can't have your financial account shut down for whatever reason it may be like Web 2.0. And your account is not tied to any geographical location like most bank accounts. From that perspective, Hive is invaluable. 
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vote details (5)
@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
It also usurps the banks.  They shut down accounts too.

With Hive, all is safe in that regard.

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@zaibkang ·
$0.04
Did you receive any response from any hive blockchain developer on this or your previous post which is about sign in with hive

I wish developers should get ideas from both posts

Are you also have blockchain development knowledge or experience? 
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vote details (5)
@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
No developers talked to me but many are aware of it, at least on Hive.  They are incorporating the account system in their projects.  That is what is built on Hive. 

The key is to get people outside Hive to utilize it.

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@taskmaster4450le ·
RE: RE: Making Hive Accounts Valuable: Wallet System
No I am not a developer.

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