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author | webdeals |
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permlink | axa-switzerlands-largest-insurer-has-begun-accepting-bitcoin-as-a-form-of-payment |
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title | "AXA, Switzerland's largest insurer, has begun accepting Bitcoin as a form of payment." |
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body | "https://cdn.pixabay.com/photo/2017/08/01/16/32/tie-2566434_960_720.jpg
[img source Pixabay]
<div class="text-justify"> AXA, Europe's second-largest insurance company, has become the first all-line insurer in Switzerland to give consumers the possibility of paying their bills in Bitcoin (BTC), thanks to a partnership with existing cryptocurrency broker Bitcoin Suisse.
Almost all AXA products will accept Bitcoin payments, with the exception of life insurance, which will be subject to regulatory restrictions.
The accelerated digital transformation of the global economy during the coronavirus pandemic was a key factor in AXA's decision to incorporate cryptocurrency into its daily operations, according to the company. However, the insurer reports that it conducted consumer research in 2019 and found that approximately a third of respondents aged 18 to 55 either owned or were involved in cryptocurrency.
The adoption of Bitcoin payments is "AXA's response to growing demand from its customers for alternative payment options, with new innovations playing an ever greater role," according to Claudia Bienentreu, head of open innovation at AXA Switzerland. On the customer side, a simple online transfer with a reference number will be set up: The amount owed in Swiss francs will be converted to Bitcoin equivalents, with the indicated exchange rate valid for a set period of time. Customers will not be exposed to any exchange rate risk during this time period, and AXA will not charge any extra fees to customers who prefer to pay their bills in Bitcoin rather than fiat currency.
AXA will not keep every Bitcoin it earns on its books. Instead, Bitcoin will be sent to Bitcoin Suisse, a cryptocurrency broker. Although AXA does not charge any fees for Bitcoin transfers, Bitcoin Suisse does charge a 1.75 percent commission when calculating Bitcoin/Swiss franc exchange rates for AXA customers.
AXA's previous involvement in blockchain-based technology includes its participation in the car dossier platform, which uses blockchain to monitor and document the life cycle of cars, which it has held since 2017. The insurer also supports the Blockchain Challenge at the University of Basel, where it funds research towards the use of smart contracts in the insurance sector.
-----
### Disclaimer
I hope you have enjoyed this article. Bear in mind that I am not expert in the sector but I love to update myself gathering info on different sources. Lately I have been loving reading info using my cointelegraph mobile app that gives me all the news I want when I have spare time. This post has been read, understood and reworded using my words but based on what Cointelegraph has published at this [link](https://cointelegraph.com/news/switzerland-s-largest-insurer-axa-starts-accepting-bitcoin-as-payment). I personally think that sometimes some wording used is too technical for some people like myself and from here my idea of rewording it using what I think is more "easy to understand". </div>
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