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parent_permlink | hive-167922 |
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author | codingdefined |
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permlink | upi-is-free-for-bank-to-bank-transactions |
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title | "UPI is Free for Bank to Bank Transactions" |
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body | "There was some confusion regarding the new circular from the Government of India where people thinks that now they have to pay 1.1% charge for every transactions above Rs 2K. The people where worried that the transactions will going to cost them. In India we mostly rely in UPI, even for Rs 5 I do UPI because that is so convenient.
![image.png](https://i.imgur.com/v1v6rdd.png)
PC: Pixabay.com
According to the National Payments Corporation of India, UPI is free for Bank to Bank transactions. Like the normal UPIs where you transfer money, or buy anything and scan the UPI to pay money. So what has changed.
From 1st April, 1.1% will be chatted on merchant ( the business owner, or the Overton receiving the payment ) for the UPI transactions of Rs 2000 or more using prepaid cards, wallets or cards. Mind it, this does not include the bank to bank transactions which is free. In simple words if you are paying from one wallet of one company to another wallet of different company a charge will have to be paid for Rs 2000 or more.
So that means you can continue paying from your UPIs such as Paytm, GPay, PhonePe, Credit to friends or merchants without paying that extra charge. You might have heard about Amazon Wallet, PhonePe wallet or Paytm Wallet. If you are using these wallets and paying it, then the merchant who will be receiving the payment have to pay that interexchange fee.
To be honest, I don't use much wallets and only use Peer to peer transactions using the UPI. UPI is the revolution in India and to be honest it is quite smooth where you can send the money to anyone in India in just seconds time. This has become of the moment after the Covid lockdown and its usage increasing day by day.
I am seeing a lot of people are creating false videos of that the UPI transactions will not remain free and bla bla. This post was just to clear that air.
Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@codingdefined/upi-is-free-for-bank-to-bank-transactions)" |
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author | dbooster |
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json | {"limit_price":0.800,"items":["4142cef92ac50a24b2089170c357daaf27d29eac-0"],"currency":"DEC","days":2,"app":"sm.app","n":"rGycaZKPEU"} |
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id | gls-plat-stake_tokens |
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1. | from | tipu |
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to | olgavita |
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amount | 0.040 HIVE |
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memo | "@tipU investor payout - check out https://tipu.online/hive for detailed info - thank you!" |
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json | {"items":["4e50625ead771bd4cb9740e06bfb85a1a594fd28-86"],"currency":"DEC","days":2,"app":"splinterlands/0.7.139","n":"Vv60csw0ch"} |
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id | sm_refresh_quest |
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id | sm_refresh_quest |
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