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author | moremoney28 |
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permlink | the-effects-of-a-high-dollar-rate-on-the-nigerian-economy-and-possible-solutions |
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title | "The effects of a high dollar rate on the Nigerian economy and possible solutions" |
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body | "<div class=text-justify>
This time last year, Nigerians were crying because the dollar was around seven hundred naira per dollar. People are not happy because things are high. Well, if you want to know why we are so concerned about dollars, we imported a lot of our things, even food; we have foreign rice; and so on. So the higher the dollar, the more the goods go up in naira.
As of then, we thought it's over, but we don't know that it is just the beginning. Then, when we do any crypto trading, we are always happy because we make so much money compared to the naira.
![Trading Saving & Invest Webinar Instagram Post (Facebook Post (Landscape))_20240206_231815_0000.png](https://files.peakd.com/file/peakd-hive/moremoney28/243WH9CnySBtRQ6WA2zhLir7rremF5Kg1vkN2HP1HFgQ4Q6TdLsoSSm5qKzBTFdfztFNr.png)
As of September last year, dollars kept rising from seven hundred naira upwards. And things keep going up.
This year is so bad that things are already getting out of hand. Presently, one dollar is approximately equivalent to one thousand five hundred naira in Nigerian currency, which is double what we had a few months ago. Even more than double.
#### How is it affecting us?
Talking about the business owners, the economy really affected them in so many ways. For instance, if I'm an engineer, I buy and sell phones, and I also repair them. Talking about the buying, as of last year, I decided to buy a particular iPhone called the XR. This phone is around $160 or $180, depending on the GB it's using. But as we speak now, the phone is around $300. The same phone we bought at $160 is now $300. Just imagine that kind of weirdly high rate. Even we who are selling it cannot afford to buy it anymore, not to mention the customers we want to sell it to. That asides. Rice is nowhere to be talked about; the rate at which it increases is alarming. Foodstuffs are generally so expensive.
The fact is that there will not be a problem if there is money in circulation, but the same rate at which we see money then is still the same rate at which we see money now. Imagine that the minimum wage is just $32. This money cannot even feed you for three days if you eat the way you should.
I was discussing with a friend how we were going to survive. There is no money in circulation; things are too expensive, and we need to eat no matter what.
**After thinking so much about the current situation in my country, I believe there are some things that we could do as individuals to ease the pain.**
**Firstly**, do not suspend what you want to buy. What do I mean by this? It is so obvious that procrastinating on the goods you wish to buy will just make you pay double for them when you are ready. It is better to buy whatever you wish to buy now.
**Know your worth;** spending lavishly on this period should not be the next thing to be doing. It is so good to know your abilities and what you can afford. Comparing your abilities to those of others will definitely put you in a lot of trouble.
![20240206_232501_0000.png](https://files.peakd.com/file/peakd-hive/moremoney28/23uFPdPW7yqErpj63XTjrRihk5x8yzPu4pMhZ1yTdQqQzXzL4Hw6nfLTmVqDbMmyibZSg.png)
**Make money in dollars:** Another way to be a little bit free is to make money in dollars and spend it in naira. This will not allow you to know the cost of things because the naira value is down, and when you make money in dollars, you will be able to sort your bills.
**Save money in dollars:** saving money in dollars will always also help. Imagine keeping one thousand dollars as of last year; it will be a lot of money now. Buying dollars and saving them will make you very good money if you buy them at 700 naira and sell them at the rate of 1,500 naira. Depending on how many dollars you have, it means you have to make a whole lot of money. Which can eradicate poverty from your life.
**Saving for the bull run**: although this is general as everyone is waiting for it, as a Nigerian, if you are yet to have a plan for the bull market, then you are not doing well. This is another way to stay away from being poor. It is definitely not easy to save crypto at this time, but we just have to try. Even if it is one hive, we can save it. There are lots of people hoping that this year there will be a bull run. No one knows if this is true or not, but to be on the saver side, it is necessary to be saving it gradually. We all know that the bull market happens every four years, and we are hoping for good news this year.
These are all ways I think one can stay away from being broke this season. Thanks for stopping by. Have a nice day.
<sup><sub>Images designed using Canva</sup></sub>
</div>
Posted Using [InLeo Alpha](https://inleo.io/@moremoney28/the-effects-of-a-high-dollar-rate-on-the-nigerian-economy-and-possible-solutions)" |
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json | {"items":[["095f5c46fbb0f854d1490a3669414febea1224a4-0",30.047],["91fd84f73b54c7be1e53fbc30972927882c50332-0",53.407],["efd399232614a83fed799fe90afb4419c447fd73-0",22.489],["07ebb244de767aa3eac24baaed1ba457078187c3-0",148.5],["f4ef2f75614b5ce135ef20d77a64cccfb81b72b6-0",148.5],["3c08fe98c0095c6c7647e98f48571a35b99d1a8f-1",148.5],["7b59c3d1e2ffdb57a632d00891ee9c3ab3a8c69d-0",4.694],["eac947e033b6121b58de7260010fdd1428d48ed8-4",17.237],["6322156ccb1b2d0294c1ba64b56451109154a771-11",52.791],["84bcd034c74b17d999df05f0e3d8508c2e43797f-0",5.824],["95fb279eaa0be0f42e3ed729e1270fc933e38793-0",17.469],["337e350e286d8268c8deab80b0b56914c1c80371-0",7.425],["aff829747e35065cbf34a031b07b7b39536c9ae9-0",2.946],["558772ab56564014ef53e86b9c1849c37c8708a9-0",4.363],["8f56a37c2c65c8102fc08dce7d911b7fde3c025c-0",4.363],["72e172a0a042ad2f8b42a03065e24a082c794c5e-0",2.725],["303adade081bd741413644f3d94985ebb32a68e7-1",2.725],["56b5e0f6df2f89801ee40b3de4df9ce0078489f7-0",10.026],["e8655c5c0ad91db93b2c3dcbb4c5ea831857b823-0",10.026],["ffe5a046e2513bfbc899753359bb90a85aa9c989-74",6.859],["2958c7d02e4d85b2e8ca878dcb9496830af111bc-0",8.78],["81bbe4398eadbdf64be4ef63a19039de6595590d-0",8.78],["d2b0c12460dff81b60f4125873614558fd047381-0",8.78],["a7f634749c7beed871c24bd434d7dca6b7a320fa-0",2.571],["10545a7ea4460817aa9aa0095b42112db25d8adc-0",3.911],["57f87ea1f5a6a3763c4fd8e90fbbcbcfdad70e34-0",3.911],["43dbd0ab4ce7c662689197b0908d224eef62665b-0",11.654],["b93cf2941fd00dabaaa8ff652c281d85ad2d3f0a-1",2.467],["b0379417b42968f047e20607a44e765a2f9c5525-0",5.301],["9df57e7953f4077ebd78c65d368eae04d440daee-0",3.146],["ffe5a046e2513bfbc899753359bb90a85aa9c989-80",3.146],["8c366929cc9ba86327e2042f002309b506a04445-0",3.146],["08db436b7a81f64c40f6fc5f533ce91627608422-0",3.146],["86b11c040b681f667e9e87e5d72c4f3cab810312-1",23.999],["1cc61724c89d3e5ed811e99dd1e799f16f6492f5-0",4.099],["9059a6ae9baf8cbb62db76adbfda412c9c05fa64-0",4.099],["d64093e336c24d32cae911fe241015fc4b28640e-0",3.145],["d20ff621ccb2eaf4c67f68b6b5727f0df546b188-0",8.722],["b85152cbc85e96b1e0aa04cd245035444ca8ab6a-0",6.688],["0000c84bace7ebf9aa3a5151df9ab7a225b7db79-0",9.84],["8b5963e42eb12d5a2019bacac7a621b6c6ddfce7-0",36.526],["372e12c0ee34d59f285900fa46bc7f0fb214690e-0",34.436],["e0dddb11c95dfd4a62e156fe36eb965a07dce5f2-0",14.704],["e9bb636ae714bd69225cdc0834a5e0683af00642-0",358.025],["6f8b8fa62b53b6eb1db1ac3e770596c7334b1f9a-0",156.893]],"player":"leqclibre","list_fee":45,"list_fee_token":"DEC"} |
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extensions | [] |
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transaction_id | b38687b05af6a03fc1c1af7889d387668aaf994e |
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block_num | 82,582,455 |
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transaction_num | 37 |
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38. | ref_block_num | 7,094 |
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ref_block_prefix | 1,021,429,466 |
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expiration | 2024-02-06 22:35:33 |
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operations | 0. | 0. | custom_json |
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1. | required_auths | |
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required_posting_auths | [] |
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id | ssc-mainnet-hive |
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json | "[{"contractName":"tokens","contractAction":"issue","contractPayload":{"symbol":"CCC","to":"creativecoin","quantity":"4.88066"}},{"contractName":"tokens","contractAction":"stake","contractPayload":{"symbol":"CCC","to":"stickupcurator","quantity":"2.44033"}},{"contractName":"tokens","contractAction":"transfer","contractPayload":{"symbol":"CCC","to":"stickupcurator","quantity":"2.44033","memo":"Here are your claimed tokens! (2.440330 more CCC were added to CCC POWER)"}}]" |
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extensions | [] |
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transaction_id | fb0b892bf37d0e7cf186a99fc67b92d98625f2ae |
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block_num | 82,582,455 |
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transaction_num | 38 |
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39. | ref_block_num | 7,094 |
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ref_block_prefix | 1,021,429,466 |
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expiration | 2024-02-06 22:45:05 |
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operations | 0. | 0. | custom_json |
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1. | required_auths | |
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required_posting_auths | [] |
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id | ssc-mainnet-hive |
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json | {"contractName":"tokens","contractAction":"transfer","contractPayload":{"symbol":"SWAP.BNB","to":"swap-bsc","quantity":"0.39522096","memo":"0x4DBD3A79aa07aF3ac4c83D386e231C0Efe3893D6"}} |
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extensions | [] |
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transaction_id | c4637a47bded4abfd82cb0c75076d8caba5939c5 |
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block_num | 82,582,455 |
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transaction_num | 39 |
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40. | ref_block_num | 7,094 |
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ref_block_prefix | 1,021,429,466 |
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expiration | 2024-02-06 22:36:03 |
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operations | 0. | 0. | custom_json |
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1. | required_auths | |
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required_posting_auths | [] |
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id | sm_market_rent |
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json | {"items":["df91c886ebf9c9e04989c6c7ece87ab6ffe14808-0","09bc4c7dedfb87e90b54abe76db64b7d65a8ac73-9","ed1f157192f4ab1975ceb231e51e69bf93a34779-65"],"days":2,"currency":"DEC"} |
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extensions | [] |
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signatures | 0. | 202bdd3f41bbda0408d56e78984f835665bb79ca68c543396cc9ba7b019a93b84b7011633cbd63d986665f784a1740d746ad3bdbef580120d11115fa1c61564821 |
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transaction_id | 2906c679471563034bb1680900d1535b7273c71b |
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block_num | 82,582,455 |
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transaction_num | 40 |
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41. | ref_block_num | 7,062 |
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ref_block_prefix | 1,221,210,515 |
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expiration | 2024-02-06 22:43:30 |
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operations | 0. | 0. | custom_json |
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1. | required_auths | |
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required_posting_auths | [] |
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id | sm_market_purchase |
---|
json | {"currency":"CREDITS","items":["d5b462b4c959db3aea3046233875e51d23d26c1c-56","d5b462b4c959db3aea3046233875e51d23d26c1c-57","9ce7a690cb1bed32fd847a875b9d3f397f0ba372-3","9ce7a690cb1bed32fd847a875b9d3f397f0ba372-4","9ce7a690cb1bed32fd847a875b9d3f397f0ba372-5","68751c8e40c42a305a50495411a901cd515f4657-18"],"price":4130,"app":"splinterlands/0.7.139","n":"c2d6mo9Q0k"} |
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extensions | [] |
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signatures | 0. | 1f1256cc2123063e8055d6ab36447bd3c50ae6c259f46c7f1b0b212c4018c0deb42aa787bdf925bb3649544466e3f1a5982fa90283e5d9bca50a61e23aa34c68e0 |
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transaction_id | a6bfa08a8fbee0addd953e431ade0340c0910000 |
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block_num | 82,582,455 |
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transaction_num | 41 |
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