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| author | fredaa |
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| permlink | indebtedness-a-subtle-thief-bei |
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| title | "Indebtedness a Subtle Thief" |
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| body | "<div class="text-justify">
https://img.inleo.io/DQma4RRDrnBpV3wUAEwwvjKwRaKRrcnbPDFuk6WdFK9S1s1/1000263066.jpg
[Source](https://unsplash.com/photos/person-holding-brown-leather-bifold-wallet-3aGZ7a97qwA?utm_content=creditShareLink&utm_medium=referral&utm_source=unsplash)
Hello guys, it's been a while since I've written something here, I've been here and there attending to so many other things, but I'm glad to be back.
Living within our means is one trait we all need to learn if we must succeed financially, it helps us plan for the future and not just for the now.
Most people do not understand the consequences of taking from their future to satisfy the pleasures if today.
Indebtedness is a very sensitive topic for me. I agree very much with the person who said borrowing or indebtedness is like enjoying yourself today at the expense of your tomorrow, more like stealing from your tomorrow to satisfy a need today.
https://img.inleo.io/DQmXQ1pmkKDV64utTrV4dBMK9X31UJeoMEwM2zhPDCprD7G/1000263065.jpg
[Source](https://unsplash.com/photos/stacked-round-gold-colored-coins-on-white-surface-OApHds2yEGQ?utm_content=creditShareLink&utm_medium=referral&utm_source=unsplash)
I am not against taking a loan, so many very wealthy people take loans to upgrade or scale up their businesses, but the part that pisses me off is when people make a habit out of taking loans for irrelevant issue, where they can no longer live within their means, but have to borrow to keep appearances.
Some persons just keeping borrowing and borrowing money, some even get to the point where they even have to borrow to pay up previous loans, at this point, it has become an addiction i think.
The Bible says a borrower is a servant to the lender, it might seem like something that is just said, but it's actually the truth, when you're in debt, you're at the mercy of the person you owe.
Sometimes instead of quickly resorting to take a loan, have you explored or considered every means possible to finance that project or to meet that need? Have you looked for other alternatives that are within your means that wouldn't need you to resort to taking a loan? Think carefully about thrse things before making a decision.
As a way of life, I have made it a point of duty not to borrow, but will only do so at points of emergencies, and as soon as the emergency is over and I am able to pay, I pay off. As of now, the only people I borrow money from are my siblings, and it's a very rare occurrence, I try as much as possible to live within my means, I won't buy something and then borrow money from someone else to pay for it, I won't ever think of doing that.
There's this colleague I have at my workplace, we are a bit close, almost every month, he would ask that you loan him money, that he would pay back at a certain period of time, and the thing is that whenever he wants you to loan him, he acts so desperate, cooking up stories, but when it is time for the payment, you will no longer hear from him. He did this to me for the first, second and even the third time. I learned my lesson, I didn't need anyone to draw my ear to listen.
https://img.inleo.io/DQmaXfJ5UGuZ9aJZGbq4RHnHjZ6r1mYMWo6XXQs4pkDb3Ux/1000263067.jpg
[Source](https://unsplash.com/photos/a-person-holding-a-remote-control-in-their-hand-5MlrBP55wIc?utm_content=creditShareLink&utm_medium=referral&utm_source=unsplash)
I heard from another colleague, although I don't know how true it is that whenever our pay comes, he goes to lodge in an expensive hotel and spends so much on some other unnecessary things, and so by the middle of the month he begins to look for who to lend him money.
Just weeks ago after we were paid, he called me some days later, I missed the call because I was busy with something, I later returned the call and he started praising me, I politely told him thank you and asked what he wanted. He went on to start explaining to me that the particular bank he banks with has been having issues, that presently if our pay comes, they are usually the last to get paid, that it comes like after 5 days of everyone receiving theirs, I sympathized with and told him how sorry I was to hear about his ordeal.
Long story short, he said they finally paid the money on the Friday of the week, but upon getting the money, he decided to move it to his other account due to all of the issues he had been facing with the said bank, only for the money not to go through, it left the account, but it didn't reflect in the other account. So he wanted me to lend him some money, and he was going to go to the bank by Monday to sort out everything and pay me back. But I outrightly told him that I wasn't going to give him any money as he never kept to his word. The issue isn't that he even just doesn't pay when he says he will; the issue is that he will just keep mute about the whole matter, which is what usually gets to me.
For me, I think there is a right way to handle things, if you see that you might not be able to meet up with the payment on the agreed date, why don't you reach out to the person and explain the situation of things to the person rather than stay mute and magically expect the person to understand.
Personally, I haven't had a bad issue with debt; rather, I've been on the receiving end of other bad behaviors from people I loaned money.
What are your thoughts on always taking loans or borrowing, do you consider it a healthy way of life? I would love to hear your veiws in rhe comment.
Thank you for stopping by</div> ❤
Posted Using [InLeo Alpha](https://inleo.io/@fredaa/indebtedness-a-subtle-thief-bei)" |
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| 1. | | parent_author | emrebeyler |
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| parent_permlink | re-alex-rourke-sn6451 |
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| author | alex-rourke |
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| permlink | re-emrebeyler-sn64xu |
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| title | "" |
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| body | "Thanks fren!
Same to you.
It's a mindset shift, isn't it?" |
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| json_metadata | {"app":"peakd/2024.11.2","tags":[],"image":[]} |
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| extensions | [] |
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| signatures | | 0. | 1f61b29abcdcef77aa0a4c49c46a3aa145b78a6dec1277121ddfe5d99ec14085e706fa1543ef819665f24273bffff5772e66dc0989690087bc22d88a40b8a93f4c |
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| transaction_id | d43efeb303c897dd896cf7c164061be5521e55de |
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| block_num | 90,805,588 |
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| transaction_num | 14 |
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| 15. | | ref_block_num | 38,227 |
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| ref_block_prefix | 3,201,463,854 |
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| expiration | 2024-11-18 22:54:24 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | |
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| required_posting_auths | [] |
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| id | ssc-mainnet-hive |
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| json | {"contractName":"tokens","contractAction":"transfer","contractPayload":{"symbol":"SCRAP","to":"janoshik","quantity":"9.65279999","memo":""}} |
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| extensions | [] |
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| signatures | | 0. | 201ada0dbc494531dcf4b3c9c2a1c66372cf6ddcb0e114ac71aa9ebf32d698fd113ab872f83224b3108b92c00ab0c20878fafc14e9adfc6525be04350b024cb0af |
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| transaction_id | bac4aca840d3068fbe2b239992678a8711e4d29f |
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| block_num | 90,805,588 |
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| transaction_num | 15 |
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| 16. | | ref_block_num | 38,226 |
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| ref_block_prefix | 788,153,382 |
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| expiration | 2024-11-18 23:03:54 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | |
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| required_posting_auths | [] |
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| id | ssc-mainnet-hive |
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| json | [{"contractName":"market","contractAction":"cancel","contractPayload":{"type":"buy","id":"6abf06144e9dbf302885634443601476bb246280-1"}},{"contractName":"market","contractAction":"buy","contractPayload":{"symbol":"FORGE","quantity":"30000","price":"0.00006706"}}] |
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| extensions | [] |
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| signatures | | 0. | 1f32a18a5c7a326ff757485541698a789ff58c0b66b4ebdf980445150d28b26213647c0a655ea62ae39f20f83313d974ae7e5cac61f77a2ab09e5deafc4c31558d |
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| transaction_id | a032a96ce10af48b79fada17ee4b2754ef9eb251 |
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| block_num | 90,805,588 |
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| transaction_num | 16 |
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| 17. | | ref_block_num | 38,210 |
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| ref_block_prefix | 3,517,677,997 |
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| expiration | 2024-11-18 23:03:06 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | |
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| required_posting_auths | [] |
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| id | sm_token_transfer |
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| json | {"token":"SPS","to":"sl-hive","qty":15294.155,"memo":"xoutsider","app":"splinterlands/0.7.171","n":"E8ObfGII0D"} |
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| extensions | [] |
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| signatures | | 0. | 1f451c63090f6be714b79ce15fba12cf6104bf48d42e12f83de747130c756df6a12f6a838d40a62c0daaf7fb7a01fd8e60bf019c18dfc6d15749121ebd1385bd0e |
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| transaction_id | 210d1c7ed0a895b6affeb1310aae967c05535952 |
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| block_num | 90,805,588 |
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| transaction_num | 17 |
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| 18. | | ref_block_num | 38,227 |
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| ref_block_prefix | 3,201,463,854 |
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| expiration | 2024-11-18 22:54:54 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | |
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| required_posting_auths | [] |
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| id | ssc-mainnet-hive |
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| json | "{"contractName":"tokens","contractAction":"stake","contractPayload":{"symbol":"LOH","to":"hive-124452","quantity":"0.0100","memo":"Thanks for tipping 0.0100 LOH to @onyinye-chi on the post https://hive.blog/@onyinye-chi/its-not-the-same-as-before-loh-212-hi2"}}" |
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| extensions | [] |
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| signatures | | 0. | 20605777595fd9c476bc5e43c4c35fddac54a5893d0e1d89cbbb1c8cf8d745acf85c44210ef7ae86cc49db456713e7bee64d8d9959be4e5ab81369970b545f0153 |
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| transaction_id | a14713a63a97bb349d9dd34a935ac333ec2b444e |
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| block_num | 90,805,588 |
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| transaction_num | 18 |
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| 19. | | ref_block_num | 38,227 |
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| ref_block_prefix | 3,201,463,854 |
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| expiration | 2024-11-18 22:54:54 |
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| operations | | 0. | | 0. | comment |
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| 1. | | parent_author | hive-124452 |
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| parent_permlink | re-onyinye-chi-sn64xn |
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| author | ladytoken |
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| permlink | loh-1731970435056 |
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| title | "LOH 1731970435056" |
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| body | "<div class='pull-right'>https://images.ecency.com/DQmbNGgo2ZfyBhJKoqCxyAUQFDPuGtk6Deh7ktYU92B1isW/loh_lady.png<p><sup><a href='https://hive-engine.com/?p=market&t=LOH'>View or trade </a> <code>LOH</code> tokens.</sup></p></div><center><br> <p>@hive-124452, you successfully shared 0.0100 LOH with @onyinye-chi and you earned 0.0100 LOH as tips. (14/20 calls)</p> <p>Use !LADY command to share LOH! More details available in <a href='https://peakd.com/hive-124452/@hive-124452/introducing-the-lady'>this post</a>.</p> </center><div></div>" |
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| json_metadata | {"app":"hiveblog/0.1","tags":["ladytoken","loh"]} |
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| extensions | [] |
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| signatures | | 0. | 2020637152e22b4cec2fe44df8f44e32d06528b72e14d426cc5b4f55a4f5a0b7ee4081fb6388daf787b52e885d8e2851c450af494adfb1ed0d786857f0d1b2570b |
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| transaction_id | f29ff7aab30b180d68b4b109fd905f230d9e564d |
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| block_num | 90,805,588 |
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| transaction_num | 19 |
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| 20. | | ref_block_num | 38,204 |
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| ref_block_prefix | 2,421,239,551 |
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| expiration | 2024-11-18 23:02:48 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | |
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| required_posting_auths | [] |
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| id | sm_burn_cards |
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| json | {"cards":["G9-10031-1UMGVH5874","G9-10031-RRYSCLH0OW"],"app":"splinterlands/0.7.171","n":"9nutb3fhbg"} |
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| extensions | [] |
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| signatures | | 0. | 1f706a1cea46c6c113e185e130e9dcb228f7b976ebf2db8e38dba20a060644862e24b58da24ff8a542e274c312fec9ef12bd431aa5b5556ea4e8f2553988bd980e |
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| transaction_id | 44b86a72b4d92e94150847bc1cc97dc4b2030342 |
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| block_num | 90,805,588 |
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| transaction_num | 20 |
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| 21. | | ref_block_num | 38,041 |
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| ref_block_prefix | 2,811,730,507 |
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| expiration | 2024-11-18 23:03:55 |
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| operations | | 0. | | 0. | custom_json |
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| 1. | | required_auths | [] |
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| required_posting_auths | |
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| id | sm_stake_tokens |
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| json | {"token":"SPS","qty":0,"app":"splinterlands/0.7.139","n":"Cobazifaba8"} |
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| extensions | [] |
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| signatures | | 0. | 1f5f354329fb3bda126d62b5bc52ff10bfc541e880f97593dc09d9868418b7cd8522a29f991bb8b99a6fd6b3c2929ac3fb189f69c0f067fc0dea32989df341d81e |
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| transaction_id | 1465e937ec8f67b5c848fcd50d4d97e9f628fb4b |
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| block_num | 90,805,588 |
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| transaction_num | 21 |
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